Bank Of The James Financial Group Inc financial data

Symbol
BOTJ on Nasdaq
Location
P O Box 1200, Lynchburg, VA
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 14, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.32K % -9.87%
Return On Equity 11.2 % -16.4%
Return On Assets 0.79 % -8.18%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4.54M shares 0%
Common Stock, Shares, Outstanding 4.54M shares 0%
Entity Public Float 43.3M USD +22.8%
Common Stock, Value, Issued 9.72M USD 0%
Weighted Average Number of Shares Outstanding, Basic 4.54M shares 0%
Weighted Average Number of Shares Outstanding, Diluted 4.54M shares 0%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 9.73M USD -1.8%
Income Tax Expense (Benefit) 1.81M USD +23%
Net Income (Loss) Attributable to Parent 7.92M USD -6.13%
Earnings Per Share, Basic 1 USD/shares -4.87%
Earnings Per Share, Diluted 1 USD/shares -4.87%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net 7.77M USD
Property, Plant and Equipment, Net 18.8M USD -2.81%
Operating Lease, Right-of-Use Asset 1.23M USD +9.07%
Goodwill 2.05M USD 0%
Assets 1.02B USD +1.2%
Liabilities 943M USD +0.42%
Accumulated Other Comprehensive Income (Loss), Net of Tax -15.7M USD +11.5%
Retained Earnings (Accumulated Deficit) 47.7M USD +14.6%
Stockholders' Equity Attributable to Parent 77M USD +11.8%
Liabilities and Equity 1.02B USD +1.2%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 763K USD
Net Cash Provided by (Used in) Financing Activities 28.6M USD +99.2%
Net Cash Provided by (Used in) Investing Activities -7.67M USD -6281%
Common Stock, Shares Authorized 10M shares 0%
Common Stock, Shares, Issued 4.54M shares 0%
Common Stock, Par or Stated Value Per Share 2.14 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 85.5M USD -21.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities 3.55M USD +0.23%
Deferred Tax Assets, Gross 9.95M USD +2.48%
Operating Lease, Liability 1.31M USD +9.73%
Payments to Acquire Property, Plant, and Equipment 622K USD +29.9%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 9.96M USD -51.3%
Lessee, Operating Lease, Liability, to be Paid 1.55M USD +5.94%
Property, Plant and Equipment, Gross 35.8M USD +6.31%
Lessee, Operating Lease, Liability, to be Paid, Year Two 177K USD +58%
Lessee, Operating Lease, Liability, to be Paid, Year One 172K USD +55%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 243K USD -10.7%
Lessee, Operating Lease, Liability, to be Paid, Year Three 187K USD +61.2%
Deferred Tax Assets, Operating Loss Carryforwards 283K USD -16.5%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1M shares 0%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 142K USD +13.6%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 560K USD 0%
Depreciation, Depletion and Amortization 324K USD -5.81%
Interest Expense 11.7M USD +281%