BANK OF THE JAMES FINANCIAL GROUP INC financial data

Symbol
BOTJ on Nasdaq
Location
Lynchburg, VA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 14 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1325% % -9.9%
Return On Equity 11% % -16%
Return On Assets 0.79% % -8.2%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4,543,338 shares 0%
Common Stock, Shares, Outstanding 4,543,338 shares 0%
Entity Public Float $43,312,040 USD 23%
Common Stock, Value, Issued $9,723,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 4,543,338 shares 0%
Weighted Average Number of Shares Outstanding, Diluted 4,543,338 shares 0%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $9,726,000 USD -1.8%
Income Tax Expense (Benefit) $1,809,000 USD 23%
Net Income (Loss) Attributable to Parent $7,917,000 USD -6.1%
Earnings Per Share, Basic 1 USD/shares -4.9%
Earnings Per Share, Diluted 1 USD/shares -4.9%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $7,774,000 USD
Property, Plant and Equipment, Net $18,834,000 USD -2.8%
Operating Lease, Right-of-Use Asset $1,227,000 USD 9.1%
Goodwill $2,054,000 USD 0%
Assets $1,020,125,000 USD 1.2%
Liabilities $943,153,000 USD 0.42%
Accumulated Other Comprehensive Income (Loss), Net of Tax $15,743,000 USD 11%
Retained Earnings (Accumulated Deficit) $47,739,000 USD 15%
Stockholders' Equity Attributable to Parent $76,972,000 USD 12%
Liabilities and Equity $1,020,125,000 USD 1.2%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $763,000 USD
Net Cash Provided by (Used in) Financing Activities $28,559,000 USD 99%
Net Cash Provided by (Used in) Investing Activities $7,665,000 USD -6281%
Common Stock, Shares Authorized 10,000,000 shares 0%
Common Stock, Shares, Issued 4,543,338 shares 0%
Common Stock, Par or Stated Value Per Share 2.14 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $85,451,000 USD -22%
Interest Paid, Excluding Capitalized Interest, Operating Activities $3,549,000 USD 0.23%
Deferred Tax Assets, Gross $9,945,000 USD 2.5%
Operating Lease, Liability $1,308,000 USD 9.7%
Payments to Acquire Property, Plant, and Equipment $622,000 USD 30%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $9,956,000 USD -51%
Lessee, Operating Lease, Liability, to be Paid $1,551,000 USD 5.9%
Property, Plant and Equipment, Gross $35,761,000 USD 6.3%
Lessee, Operating Lease, Liability, to be Paid, Year Two $177,000 USD 58%
Lessee, Operating Lease, Liability, to be Paid, Year One $172,000 USD 55%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $243,000 USD -11%
Lessee, Operating Lease, Liability, to be Paid, Year Three $187,000 USD 61%
Deferred Tax Assets, Operating Loss Carryforwards $283,000 USD -17%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $142,000 USD 14%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $560,000 USD 0%
Depreciation, Depletion and Amortization $324,000 USD -5.8%
Interest Expense $11,725,000 USD 281%