PRA GROUP INC financial data

Symbol
PRAA on Nasdaq
Location
Norfolk, VA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 02 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 358% % 17%
Return On Equity -26% % -548%
Return On Assets -5.9% % -497%
Operating Margin -2.5% % -108%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 38,453,344 shares -3%
Common Stock, Shares, Outstanding 38,453,000 shares -2.7%
Entity Public Float $568,047,885 USD -26%
Weighted Average Number of Shares Outstanding, Basic 39,173,000 shares -0.53%
Weighted Average Number of Shares Outstanding, Diluted 39,173,000 shares -0.93%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $1,201,837,000 USD 7.8%
Operating Income (Loss) $30,273,000 USD -109%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $243,239,000 USD -322%
Income Tax Expense (Benefit) $46,735,000 USD 122%
Net Income (Loss) Attributable to Parent $305,142,000 USD -532%
Earnings Per Share, Basic -7.79 USD/shares -535%
Earnings Per Share, Diluted -7.79 USD/shares -535%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $104,409,000 USD -1.4%
Deferred Income Tax Assets, Net $76,955,000 USD 2.4%
Property, Plant and Equipment, Net $24,886,000 USD -16%
Operating Lease, Right-of-Use Asset $29,206,000 USD -9.2%
Goodwill $26,871,000 USD -93%
Assets $5,103,322,000 USD 3.5%
Liabilities $4,063,357,000 USD 8.7%
Accumulated Other Comprehensive Income (Loss), Net of Tax $287,015,000 USD 35%
Retained Earnings (Accumulated Deficit) $1,255,007,000 USD -20%
Stockholders' Equity Attributable to Parent $979,851,000 USD -14%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $1,039,965,000 USD -13%
Liabilities and Equity $5,103,322,000 USD 3.5%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $52,580,000 USD 28%
Net Cash Provided by (Used in) Financing Activities $85,630,000 USD 62%
Net Cash Provided by (Used in) Investing Activities $24,385,000 USD -260%
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 38,453,000 shares -2.7%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $22,881,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $108,643,000 USD 1.1%
Interest Paid, Excluding Capitalized Interest, Operating Activities $86,878,000 USD 13%
Deferred Tax Assets, Valuation Allowance $54,123,000 USD 3.3%
Deferred Tax Assets, Gross $139,128,000 USD 5.5%
Operating Lease, Liability $32,160,000 USD -12%
Payments to Acquire Property, Plant, and Equipment $900,000 USD 82%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $148,763,000 USD -247%
Lessee, Operating Lease, Liability, to be Paid $36,548,000 USD -14%
Lessee, Operating Lease, Liability, to be Paid, Year Two $6,318,000 USD -14%
Lessee, Operating Lease, Liability, to be Paid, Year One $7,703,000 USD -16%
Operating Lease, Weighted Average Discount Rate, Percent 0.048 pure 2.1%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $4,388,000 USD -29%
Lessee, Operating Lease, Liability, to be Paid, Year Three $6,223,000 USD 32%
Deferred Tax Assets, Operating Loss Carryforwards $163,483,000 USD -0.36%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 2,000,000 shares 0%
Unrecognized Tax Benefits $109,734,000 USD 2.9%
Lessee, Operating Lease, Liability, to be Paid, Year Four $5,861,000 USD 24%
Preferred Stock, Shares Outstanding 0 shares
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%