Quick Takeaways
- CPAY - CORPAY, INC. financial facts are built from SEC company filings data.
- Latest metrics period on this page: Q1 2026.
- Headline metric: Return On Equity 31%.
- Info
- Insider Trading
- Financials
- Holders
CORPAY, INC. financial metrics
Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q1 2026.
- Symbol
- CPAY on NYSE
- Location
- Atlanta, GA
- Fiscal year end
- 31 December
- Latest financial report
- 27 Feb 2026
What Changed
- Return On Equity YoY change: <span class="text-red-600">-2.6%</span>.
- Most recent SEC facts end date: 17 Feb 2026.
Why This Matters
- This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
- Every metric card links to a deeper SEC-backed history page for verification.
Official SEC Source
Based on latest 10-Q/10-K
Facts and ratios are grounded in SEC company facts linked to the latest 10-Q/10-K cycle.
See Original FilingLatest SEC snapshot (2026-02-17) highlights Return On Equity 30.5%, Return On Assets 4.8%, and Operating Margin 44.0%.
Financial Quality Score
Transparent 0-100 scoring model based on profitability, financial health, and growth factors.
74.2/100
Balanced Confidence medium
Return On Equity
31%
Metric score 100.0/100
Return On Assets
4.8%
Metric score 35.3/100
Financial Health
- Current Ratio
- 0.98x
- Quick Ratio
- 0.32x
Strengths
Return On Equity, Operating Margin, and Current Ratio
Watchpoints
Return On Assets and Quick Ratio
Key metrics snapshot
Return On Equity
31%
YoY: -2.6%
Industry median: 3.3% (n=133)
Return On Assets
4.8%
YoY: -20%
Industry median: -0.28% (n=130)
Operating Margin
44%
YoY: -2.1%
Industry median: 0.34% (n=112)
Current Ratio
0.98x
YoY: -2%
Industry median: 1.07x (n=133)
Quick Ratio
0.32x
YoY: -24%
Industry median: 0.91x (n=95)
Revenues YoY
14%
YoY:
Industry median: 4.6% (n=49)
NetIncomeLoss YoY
6.6%
YoY:
Industry median: -0.54% (n=122)
Profitability
| Metric | Latest value | YoY change |
|---|---|---|
| Return On Equity | 31% | -2.6% |
| Return On Assets | 4.8% | -20% |
| Operating Margin | 44% | -2.1% |
Financial Health
| Metric | Latest value | YoY change |
|---|---|---|
| Current Ratio | 0.98x | -2% |
| Quick Ratio | 0.32x | -24% |
Growth
| Metric | Latest value | YoY change |
|---|---|---|
| Revenues YoY | 14% | |
| NetIncomeLoss YoY | 6.6% |
Share Metrics
| Metric | Latest value | YoY change |
|---|---|---|
| Entity Common Stock, Shares Outstanding | 68,050,296 | -3.5% |
How we score
This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.
| Metric | Weight | V1 threshold |
|---|---|---|
| ROIC | 20 | 5% to 20% |
| ROE | 15 | 8% to 25% |
| ROA | 10 | 2% to 10% |
| Operating Margin | 5 | 5% to 25% |
| Current Ratio | 12 | 1.0x to 2.0x |
| Quick Ratio | 8 | 0.8x to 1.5x |
| Debt to Equity | 10 | 0.3x to 2.0x (lower is better) |
| Revenue YoY | 10 | -10% to +20% |
| Net Income YoY | 10 | -10% to +20% |
How Calculated (standard_v1)
Metrics are computed with a market-consensus convention designed for cross-portal comparability.
- TTM Operating Income / TTM Revenues
- Current Assets / Current Liabilities (latest instant quarter)
- (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
- Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
- TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
- TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
- TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
- TTM Revenues YoY
- TTM Net Income YoY