SOUTH PLAINS FINANCIAL, INC. financial data

Symbol
SPFI on Nasdaq
Location
Lubbock, TX
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 05 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 848% % -5.3%
Return On Equity 13% % 7.5%
Return On Assets 1.3% % 13%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 16,331,422 shares -0.94%
Common Stock, Shares, Outstanding 16,293,577 shares -0.99%
Entity Public Float $442,000,000 USD 35%
Common Stock, Value, Issued $16,294,000 USD -0.98%
Weighted Average Number of Shares Outstanding, Basic 16,283,804 shares -0.77%
Weighted Average Number of Shares Outstanding, Diluted 16,983,067 shares -0.28%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $74,073,000 USD 17%
Income Tax Expense (Benefit) $15,602,000 USD 15%
Net Income (Loss) Attributable to Parent $58,471,000 USD 18%
Earnings Per Share, Basic 3.59 USD/shares 18%
Earnings Per Share, Diluted 3.44 USD/shares 18%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $552,439,000 USD 54%
Deferred Income Tax Assets, Net $20,433,000 USD -11%
Property, Plant and Equipment, Net $51,563,000 USD -2.6%
Operating Lease, Right-of-Use Asset $6,961,000 USD -13%
Goodwill $19,315,000 USD 0%
Assets $4,480,500,000 USD 5.9%
Liabilities $3,986,663,000 USD 5.1%
Accumulated Other Comprehensive Income (Loss), Net of Tax $47,719,000 USD 21%
Retained Earnings (Accumulated Deficit) $434,197,000 USD 13%
Stockholders' Equity Attributable to Parent $493,837,000 USD 13%
Liabilities and Equity $4,480,500,000 USD 5.9%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $26,095,000 USD 36%
Net Cash Provided by (Used in) Financing Activities $160,897,000 USD 1489%
Net Cash Provided by (Used in) Investing Activities $9,774,000 USD -178%
Common Stock, Shares Authorized 30,000,000 shares 0%
Common Stock, Shares, Issued 16,293,577 shares -0.99%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $552,439,000 USD 54%
Interest Paid, Excluding Capitalized Interest, Operating Activities $22,485,000 USD -7%
Deferred Tax Assets, Gross $31,151,000 USD -12%
Operating Lease, Liability $7,933,000 USD -11%
Payments to Acquire Property, Plant, and Equipment $1,135,000 USD 139%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $71,373,000 USD 75%
Lessee, Operating Lease, Liability, to be Paid $10,103,000 USD -12%
Property, Plant and Equipment, Gross $126,637,000 USD 1.5%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,498,000 USD -3.9%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,621,000 USD -0.98%
Operating Lease, Weighted Average Discount Rate, Percent 0.0565 pure 0.18%
Deferred Income Tax Expense (Benefit) $185,000 USD 110%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $2,170,000 USD -17%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,320,000 USD -8%
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,151,000 USD -9.8%
Additional Paid in Capital $91,065,000 USD -6.4%
Depreciation, Depletion and Amortization $1,478,000 USD -9%
Interest Expense $82,512,000 USD 152%