Mastercard Inc financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
MA on NYSE
Location
Purchase, NY
Fiscal year end
31 December
Latest financial report
11 Feb 2026

Shareable Research Card

MA - Mastercard Inc Financial Facts

MA - Mastercard Inc has a source-backed company facts page for reviewing reported financial metrics, periods, and linked metric histories.

Start with the latest metric summary, then open metric histories or cross-company rankings to compare the same SEC-backed facts.

Context
Latest metrics period: Q4 2025
Latest reported value
Return On Equity 210%

Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open metric pages to inspect the reported history.

Quick Takeaways

  • MA - Mastercard Inc financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q4 2025.
  • Headline metric: Return On Equity 210%.

What Changed

  • Return On Equity YoY change: <span class="text-green-600">+9.7%</span>.
  • Most recent SEC facts end date: 31 Dec 2025.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Source Evidence

Based on latest 10-Q/10-K

Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open company facts to inspect the reported metric history.

See Original Filing

Latest SEC snapshot (2025-12-31) highlights Return On Equity 209.9%, Return On Assets 23.7%, and Operating Margin 57.7%.

Compare This Company Through SEC-backed Metrics

Use these links to compare MA - Mastercard Inc against other SEC filers on the same metric, then verify the company history from the paired facts page.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

82.3/100

Strong Confidence medium

Return On Equity

210%

Metric score 100.0/100

Return On Assets

24%

Metric score 100.0/100

Financial Health

Current Ratio
1.04x
Quick Ratio
0.68x
Debt to Equity
2.56x

Strengths

Return On Equity, Return On Assets, and Operating Margin

Watchpoints

Debt-to-equity

Key metrics snapshot

Return On Equity

210%

YoY: +9.7%

Industry median: 2.7% (n=139)

View history

Return On Assets

24%

YoY: +2.9%

Industry median: -2.2% (n=136)

View history

Operating Margin

58%

YoY: +4.2%

Industry median: 0.34% (n=112)

View history

Current Ratio

1.04x

YoY: +0.85%

Industry median: 1.07x (n=133)

View history

Quick Ratio

0.68x

YoY: +4.9%

Industry median: 0.78x (n=95)

View history

Debt-to-equity

2.56x

YoY: +11%

Industry median: 0.51x (n=121)

View history

Revenues YoY

16%

YoY:

Industry median: 7.3% (n=113)

View history

Profitability

Metric Latest value YoY change
Return On Equity 210% +9.7%
Return On Assets 24% +2.9%
Operating Margin 58% +4.2%

Financial Health

Metric Latest value YoY change
Current Ratio 1.04x +0.85%
Quick Ratio 0.68x +4.9%
Debt-to-equity 2.56x +11%

Growth

Metric Latest value YoY change
Revenues YoY 16%

Share Metrics

Metric Latest value YoY change
Weighted Average Number of Shares Outstanding, Basic 905,000,000 -2.2%
Weighted Average Number of Shares Outstanding, Diluted 906,000,000 -2.3%

Additional Metrics

Metric Latest value YoY change
General and Administrative Expense $11,318,000,000 +11%
Operating Income (Loss) $18,897,000,000 +21%
Nonoperating Income (Expense) $319,000,000 +2.7%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $18,578,000,000 +22%
Income Tax Expense (Benefit) $3,610,000,000 +52%
Earnings Per Share, Basic 16.54 +19%
Earnings Per Share, Diluted 16.52 +19%
Cash and Cash Equivalents, at Carrying Value $10,566,000,000 +25%
Accounts Receivable, after Allowance for Credit Loss, Current $4,609,000,000 +22%
Other Assets, Current $1,212,000,000 +6.5%
Assets, Current $23,558,000,000 +19%
Deferred Income Tax Assets, Net $1,567,000,000 -2.9%
Property, Plant and Equipment, Net $2,303,000,000 +7.7%
Operating Lease, Right-of-Use Asset $750,000,000 +10%
Intangible Assets, Net (Excluding Goodwill) $5,554,000,000 +1.9%
Goodwill $9,560,000,000 +4%
Other Assets, Noncurrent $11,615,000,000 +17%
Assets $54,157,000,000 +13%
Accounts Payable, Current $999,000,000 +7.5%
Employee-related Liabilities, Current $1,716,000,000 +2.1%
Accrued Liabilities, Current $13,272,000,000 +28%
Liabilities, Current $22,762,000,000 +18%
Deferred Income Tax Liabilities, Net $307,000,000 -3.2%
Operating Lease, Liability, Noncurrent $676,000,000 +7.8%
Other Liabilities, Noncurrent $5,091,000,000 +12%
Liabilities $46,411,000,000 +12%
Accumulated Other Comprehensive Income (Loss), Net of Tax $981,000,000 +32%
Retained Earnings (Accumulated Deficit) $85,035,000,000 +17%
Stockholders' Equity Attributable to Parent $7,737,000,000 +19%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $7,746,000,000 +19%
Liabilities and Equity $54,157,000,000 +13%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $13,248,000,000 +23%
Deferred Tax Assets, Valuation Allowance $974,000,000 +12%
Operating Lease, Liability $833,000,000 +9.6%
Lessee, Operating Lease, Liability, to be Paid $958,000,000 +7.8%
Property, Plant and Equipment, Gross $5,059,000,000 +12%
Operating Lease, Liability, Current $157,000,000 +18%
Lessee, Operating Lease, Liability, to be Paid, Year Two $151,000,000 +8.6%
Lessee, Operating Lease, Liability, to be Paid, Year One $187,000,000 +16%
Operating Lease, Weighted Average Discount Rate, Percent 0.036 +2.9%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $125,000,000 -3.1%
Lessee, Operating Lease, Liability, to be Paid, Year Three $126,000,000 +20%
Deferred Tax Assets, Operating Loss Carryforwards $221,000,000 -53%
Unrecognized Tax Benefits $311,000,000 +2.3%
Lessee, Operating Lease, Liability, to be Paid, Year Four $101,000,000 +16%
Additional Paid in Capital $6,907,000,000 +7.2%
Deferred Tax Assets, Net of Valuation Allowance $2,576,000,000 -1.1%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY