BANCPLUS CORP financial data

Location
Ridgeland, MS
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 09 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 980% % -7.4%
Return On Equity 11% % 17%
Return On Assets 1% % 25%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 11,679,870 shares -0.7%
Common Stock, Shares, Outstanding 11,678,902 shares -0.13%
Entity Public Float $0 USD
Common Stock, Value, Issued $11,679,000 USD -0.13%
Weighted Average Number of Shares Outstanding, Basic 11,518,909 shares 0.49%
Weighted Average Number of Shares Outstanding, Diluted 11,582,189 shares 0.73%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $104,748,000 USD 29%
Income Tax Expense (Benefit) $22,395,000 USD 37%
Net Income (Loss) Attributable to Parent $82,353,000 USD 27%
Earnings Per Share, Basic 6.76 USD/shares 25%
Earnings Per Share, Diluted 6.73 USD/shares 24%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $348,249,000 USD -15%
Deferred Income Tax Assets, Net $9,152,000 USD -46%
Property, Plant and Equipment, Net $143,768,000 USD 2%
Operating Lease, Right-of-Use Asset $30,558,000 USD 3.4%
Goodwill $62,772,000 USD 0%
Assets $8,078,448,000 USD 1.9%
Liabilities $7,226,430,000 USD 1%
Accumulated Other Comprehensive Income (Loss), Net of Tax $1,846,000 USD 93%
Retained Earnings (Accumulated Deficit) $465,604,000 USD 13%
Stockholders' Equity Attributable to Parent $746,701,000 USD 9.9%
Liabilities and Equity $8,078,448,000 USD 1.9%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $12,417,000 USD 86%
Net Cash Provided by (Used in) Financing Activities $172,049,000 USD 19%
Net Cash Provided by (Used in) Investing Activities $4,019,000 USD
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 11,678,902 shares -0.13%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $188,485,000 USD 53%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $348,249,000 USD -15%
Interest Paid, Excluding Capitalized Interest, Operating Activities $44,130,000 USD 4.7%
Deferred Tax Assets, Gross $24,291,000 USD -23%
Operating Lease, Liability $32,523,000 USD 3.5%
Payments to Acquire Property, Plant, and Equipment $5,229,000 USD -78%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $106,183,000 USD 51%
Lessee, Operating Lease, Liability, to be Paid $42,580,000 USD 5.9%
Property, Plant and Equipment, Gross $224,127,000 USD -7.9%
Lessee, Operating Lease, Liability, to be Paid, Year Two $5,452,000 USD 0.29%
Lessee, Operating Lease, Liability, to be Paid, Year One $5,271,000 USD -3.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.0525 pure 4.4%
Deferred Income Tax Expense (Benefit) $138,000 USD -94%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $10,057,000 USD 15%
Lessee, Operating Lease, Liability, to be Paid, Year Three $5,432,000 USD 3.4%
Preferred Stock, Shares Issued 250,000 shares 0%
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $5,097,000 USD -0.89%
Additional Paid in Capital $126,581,000 USD -0.5%
Preferred Stock, Shares Outstanding 250,000 shares 0%
Depreciation, Depletion and Amortization $2,457,000 USD -3.4%
Interest Expense $156,835,000 USD 240%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares