PEOPLES BANCORP OF NORTH CAROLINA INC financial data

Symbol
PEBK on Nasdaq
Location
Newton, NC
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 11 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1059% % -11%
Return On Assets 1.2% % 18%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 5,461,490 shares 0.04%
Common Stock, Shares, Outstanding 5,459,441 shares 0.03%
Entity Public Float $133,583,528 USD 1.5%
Common Stock, Value, Issued $48,708,000 USD 0.1%
Weighted Average Number of Shares Outstanding, Basic 5,305,272 shares 0.08%
Weighted Average Number of Shares Outstanding, Diluted 5,471,174 shares -0.21%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $25,850,000 USD 24%
Income Tax Expense (Benefit) $6,020,000 USD 32%
Net Income (Loss) Attributable to Parent $19,830,000 USD 21%
Earnings Per Share, Basic 3.74 USD/shares 21%
Earnings Per Share, Diluted 3.62 USD/shares 21%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $58,105,000 USD -2%
Property, Plant and Equipment, Net $14,162,000 USD -4.6%
Operating Lease, Right-of-Use Asset $3,477,000 USD -13%
Assets $1,702,148,000 USD 3%
Liabilities $1,545,030,000 USD 1.6%
Accumulated Other Comprehensive Income (Loss), Net of Tax $27,235,000 USD 30%
Retained Earnings (Accumulated Deficit) $135,645,000 USD 12%
Stockholders' Equity Attributable to Parent $157,118,000 USD 20%
Liabilities and Equity $1,702,148,000 USD 3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $5,924,000 USD 61%
Net Cash Provided by (Used in) Financing Activities $30,920,000 USD 7%
Net Cash Provided by (Used in) Investing Activities $6,410,000 USD
Common Stock, Shares Authorized 20,000,000 shares 0%
Common Stock, Shares, Issued 5,459,441 shares 0.03%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $58,105,000 USD -2%
Interest Paid, Excluding Capitalized Interest, Operating Activities $6,025,000 USD -7.5%
Deferred Tax Assets, Gross $12,566,000 USD -23%
Operating Lease, Liability $3,615,000 USD -13%
Payments to Acquire Property, Plant, and Equipment $763,000 USD 496%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $31,752,000 USD 92%
Lessee, Operating Lease, Liability, to be Paid $4,038,000 USD -13%
Property, Plant and Equipment, Gross $45,819,000 USD 2.6%
Lessee, Operating Lease, Liability, to be Paid, Year Two $657,000 USD 1.1%
Lessee, Operating Lease, Liability, to be Paid, Year One $750,000 USD -3%
Operating Lease, Weighted Average Discount Rate, Percent 0.0298 pure 6.4%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $423,000 USD -19%
Lessee, Operating Lease, Liability, to be Paid, Year Three $515,000 USD -16%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $422,000 USD -17%
Operating Lease, Payments $206,000 USD -74%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense $24,601,000 USD -7.7%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares