Usio, Inc. financial data

Symbol
USIO on Nasdaq
Location
San Antonio, TX
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 12 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 112% % 1.7%
Quick Ratio 0.44% % -6.4%
Debt-to-equity 462% % -18%
Return On Equity -2% % -112%
Return On Assets -0.37% % -114%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 27,307,839 shares 0.65%
Common Stock, Shares, Outstanding 27,395,639 shares 0.66%
Entity Public Float $29,845,563 USD 2%
Common Stock, Value, Issued $31,192 USD -84%
Weighted Average Number of Shares Outstanding, Basic 26,892,925 shares -1.6%
Weighted Average Number of Shares Outstanding, Diluted 26,892,925 shares -1.6%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $83,710,461 USD 1.4%
Operating Income (Loss) $1,703,522 USD -113%
Nonoperating Income (Expense) $1,865,025 USD 5.6%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $161,503 USD -31%
Income Tax Expense (Benefit) $549,287 USD
Net Income (Loss) Attributable to Parent $387,784 USD -114%
Earnings Per Share, Basic 0 USD/shares -111%
Earnings Per Share, Diluted 0 USD/shares -111%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $7,746,456 USD -7.7%
Accounts Receivable, after Allowance for Credit Loss, Current $5,211,771 USD 22%
Inventory, Net $337,693 USD -16%
Assets, Current $88,070,898 USD -14%
Deferred Income Tax Assets, Net $4,580,440 USD -2.3%
Property, Plant and Equipment, Net $3,594,558 USD 8.8%
Operating Lease, Right-of-Use Asset $2,569,971 USD -15%
Other Assets, Noncurrent $357,877 USD 5.2%
Assets $99,401,100 USD -13%
Accounts Payable, Current $840,101 USD 45%
Accrued Liabilities, Current $2,717,798 USD -5.6%
Liabilities, Current $78,074,600 USD -16%
Operating Lease, Liability, Noncurrent $2,043,230 USD -21%
Liabilities $80,712,546 USD -16%
Retained Earnings (Accumulated Deficit) $69,049,366 USD -0.56%
Stockholders' Equity Attributable to Parent $18,688,554 USD -1.3%
Liabilities and Equity $99,401,100 USD -13%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $1,374,210 USD 1450%
Net Cash Provided by (Used in) Financing Activities $3,576,886 USD
Net Cash Provided by (Used in) Investing Activities $313,254 USD -77%
Common Stock, Shares Authorized 200,000,000 shares 0%
Common Stock, Shares, Issued 31,191,733 shares 4.6%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $4,637,842 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $81,381,586 USD -16%
Interest Paid, Excluding Capitalized Interest, Operating Activities $11,843 USD -13%
Deferred Tax Assets, Valuation Allowance $2,700,000 USD -7.2%
Deferred Tax Assets, Gross $7,369,306 USD -9.8%
Operating Lease, Liability $3,146,697 USD 23%
Depreciation $277,773 USD -22%
Payments to Acquire Property, Plant, and Equipment $313,254 USD 77%
Lessee, Operating Lease, Liability, to be Paid $3,612,639 USD 24%
Property, Plant and Equipment, Gross $13,249,211 USD 8.1%
Operating Lease, Liability, Current $639,585 USD 16%
Lessee, Operating Lease, Liability, to be Paid, Year Two $728,121 USD 60%
Lessee, Operating Lease, Liability, to be Paid, Year One $659,941 USD 4.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $465,942 USD 30%
Lessee, Operating Lease, Liability, to be Paid, Year Three $728,121 USD 63%
Deferred Tax Assets, Operating Loss Carryforwards $4,582,000 USD -2.2%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $648,426 USD 45%
Additional Paid in Capital $101,650,557 USD 2.2%
Preferred Stock, Shares Outstanding 0 shares
Current State and Local Tax Expense (Benefit) $69,036 USD -1.4%
Current Federal Tax Expense (Benefit) $0 USD
Amortization of Intangible Assets $217,997 USD 0.01%
Deferred Tax Assets, Net of Valuation Allowance $4,600,000 USD -2.1%
Share-based Payment Arrangement, Expense $399,582 USD -30%
Interest Expense $18,125 USD 418%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%