Usio, Inc. financial data

Symbol
USIO on Nasdaq
Location
San Antonio, TX
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 12 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 112 % +1.7%
Quick Ratio 0.44 % -6.4%
Debt-to-equity 462 % -17.6%
Return On Equity -2.05 % -1.1%
Return On Assets -0.37 % -1.1%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 27,307,839 shares +0.65%
Common Stock, Shares, Outstanding 27,395,639 shares +0.66%
Entity Public Float 29,845,563 USD +2%
Common Stock, Value, Issued 31,192 USD -84.3%
Weighted Average Number of Shares Outstanding, Basic 26,892,925 shares -1.6%
Weighted Average Number of Shares Outstanding, Diluted 26,892,925 shares -1.6%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 83,710,461 USD +1.4%
Operating Income (Loss) -1,703,522 USD -1.1%
Nonoperating Income (Expense) 1,865,025 USD +5.6%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 161,503 USD -30.7%
Income Tax Expense (Benefit) 549,287 USD
Net Income (Loss) Attributable to Parent -387,784 USD -1.1%
Earnings Per Share, Basic 0 USD/shares -1.1%
Earnings Per Share, Diluted 0 USD/shares -1.1%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 7,746,456 USD -7.7%
Accounts Receivable, after Allowance for Credit Loss, Current 5,211,771 USD +22.4%
Inventory, Net 337,693 USD -15.6%
Assets, Current 88,070,898 USD -13.8%
Deferred Income Tax Assets, Net 4,580,440 USD -2.3%
Property, Plant and Equipment, Net 3,594,558 USD +8.8%
Operating Lease, Right-of-Use Asset 2,569,971 USD -14.7%
Other Assets, Noncurrent 357,877 USD +5.2%
Assets 99,401,100 USD -13.3%
Accounts Payable, Current 840,101 USD +44.9%
Accrued Liabilities, Current 2,717,798 USD -5.6%
Contract with Customer, Liability, Current 0 USD
Liabilities, Current 78,074,600 USD -15.6%
Operating Lease, Liability, Noncurrent 2,043,230 USD -20.6%
Liabilities 80,712,546 USD -15.6%
Retained Earnings (Accumulated Deficit) -69,049,366 USD -0.56%
Stockholders' Equity Attributable to Parent 18,688,554 USD -1.3%
Liabilities and Equity 99,401,100 USD -13.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 1,374,210 USD +14.5%
Net Cash Provided by (Used in) Financing Activities 3,576,886 USD
Net Cash Provided by (Used in) Investing Activities -313,254 USD -77.2%
Common Stock, Shares Authorized 200,000,000 shares 0%
Common Stock, Shares, Issued 31,191,733 shares +4.6%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 4,637,842 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 81,381,586 USD -15.9%
Interest Paid, Excluding Capitalized Interest, Operating Activities 11,843 USD -12.8%
Deferred Tax Assets, Valuation Allowance 2,700,000 USD -7.2%
Deferred Tax Assets, Gross 7,369,306 USD -9.8%
Operating Lease, Liability 3,146,697 USD +23.3%
Depreciation 277,773 USD -22.4%
Payments to Acquire Property, Plant, and Equipment 313,254 USD +77.2%
Lessee, Operating Lease, Liability, to be Paid 3,612,639 USD +24.1%
Property, Plant and Equipment, Gross 13,249,211 USD +8.1%
Operating Lease, Liability, Current 639,585 USD +15.6%
Lessee, Operating Lease, Liability, to be Paid, Year Two 728,121 USD +60.1%
Lessee, Operating Lease, Liability, to be Paid, Year One 659,941 USD +4.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 465,942 USD +30.3%
Lessee, Operating Lease, Liability, to be Paid, Year Three 728,121 USD +62.6%
Deferred Tax Assets, Operating Loss Carryforwards 4,582,000 USD -2.2%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 648,426 USD +44.8%
Additional Paid in Capital 101,650,557 USD +2.2%
Preferred Stock, Shares Outstanding 0 shares
Current State and Local Tax Expense (Benefit) 69,036 USD -1.4%
Current Federal Tax Expense (Benefit) 0 USD
Amortization of Intangible Assets 217,997 USD +0.01%
Deferred Tax Assets, Net of Valuation Allowance 4,600,000 USD -2.1%
Share-based Payment Arrangement, Expense 399,582 USD -29.9%
Interest Expense 18,125 USD +4.2%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%