AMERISAFE INC financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
AMSF on Nasdaq
Location
Deridder, LA
Fiscal year end
31 December
Latest financial report
14 Apr 2026

Shareable Research Card

AMSF - AMERISAFE INC Financial Facts

AMSF - AMERISAFE INC has a source-backed company facts page for reviewing reported financial metrics, periods, and linked metric histories.

Start with the latest metric summary, then open metric histories or cross-company rankings to compare the same SEC-backed facts.

Context
Latest metrics period: Q4 2025
Latest reported value
Return On Equity 19%

Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open metric pages to inspect the reported history.

Open stable link Open latest 10-Q/10-K hub Which companies report the highest revenue?

Quick Takeaways

  • AMSF - AMERISAFE INC financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q4 2025.
  • Headline metric: Return On Equity 19%.

What Changed

  • Return On Equity YoY change: <span class="text-red-600">-8.2%</span>.
  • Most recent SEC facts end date: 13 Feb 2026.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Source Evidence

Based on latest 10-Q/10-K

Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open company facts to inspect the reported metric history.

See Original Filing

Latest SEC snapshot (2026-02-13) highlights Return On Equity 18.5%, Return On Assets 4.1%, and Debt-to-equity 3.38x.

Compare This Company Through SEC-backed Metrics

Use these links to compare AMSF - AMERISAFE INC against other SEC filers on the same metric, then verify the company history from the paired facts page.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

29.3/100

Weak Confidence medium

Return On Equity

19%

Metric score 61.8/100

Return On Assets

4.1%

Metric score 26.5/100

Financial Health

Debt to Equity
3.38x

Strengths

No strong signals yet.

Watchpoints

Return On Assets, Debt-to-equity, and NetIncomeLoss YoY

Key metrics snapshot

Return On Equity

19%

YoY: -8.2%

Industry median: 14% (n=63)

View history

Return On Assets

4.1%

YoY: -11%

Industry median: 3.3% (n=63)

View history

Debt-to-equity

3.38x

YoY: +6.7%

Industry median: 3.24x (n=57)

View history

Revenues YoY

2.7%

YoY:

Industry median: 6.7% (n=65)

View history

NetIncomeLoss YoY

-15%

YoY:

Industry median: 24% (n=58)

View history

Profitability

Metric Latest value YoY change
Return On Equity 19% -8.2%
Return On Assets 4.1% -11%

Financial Health

Metric Latest value YoY change
Debt-to-equity 3.38x +6.7%

Growth

Metric Latest value YoY change
Revenues YoY 2.7%
NetIncomeLoss YoY -15%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 18,794,881 -1.3%
Common Stock, Shares, Outstanding 18,794,881 -1.3%
Common Stock, Value, Issued $208,000 +0.48%
Weighted Average Number of Shares Outstanding, Basic 18,979,465 -0.48%
Weighted Average Number of Shares Outstanding, Diluted 19,082,142 -0.4%

Additional Metrics

Metric Latest value YoY change
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $58,851,000 -15%
Income Tax Expense (Benefit) $11,706,000 -14%
Earnings Per Share, Basic 2.48 -15%
Earnings Per Share, Diluted 2.47 -15%
Cash and Cash Equivalents, at Carrying Value $61,926,000 +41%
Deferred Income Tax Assets, Net $17,572,000 -9.6%
Property, Plant and Equipment, Net $7,293,000 +24%
Operating Lease, Right-of-Use Asset $212,000 -23%
Assets $1,130,544,000 -2.4%
Liabilities $878,946,000 -2.4%
Accumulated Other Comprehensive Income (Loss), Net of Tax $3,217,000 +64%
Retained Earnings (Accumulated Deficit) $82,850,000 -1.5%
Stockholders' Equity Attributable to Parent $251,598,000 -2.2%
Liabilities and Equity $1,130,544,000 -2.4%
Common Stock, Shares Authorized 50,000,000 0%
Common Stock, Shares, Issued 20,769,021 +0.17%
Common Stock, Par or Stated Value Per Share 0.01 0%
Deferred Tax Assets, Valuation Allowance $0
Deferred Tax Assets, Gross $27,860,000 -2%
Operating Lease, Liability $212,000 -23%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $52,803,000 -1.8%
Lessee, Operating Lease, Liability, to be Paid $240,000 -26%
Property, Plant and Equipment, Gross $26,429,000 +8.5%
Lessee, Operating Lease, Liability, to be Paid, Year Two $73,000 -12%
Lessee, Operating Lease, Liability, to be Paid, Year One $86,000 -2.3%
Operating Lease, Weighted Average Discount Rate, Percent 0.0846 +0.12%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $28,000 -43%
Lessee, Operating Lease, Liability, to be Paid, Year Three $75,000 +2.7%
Preferred Stock, Shares Authorized 10,000,000 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $6,000 -92%
Preferred Stock, Shares Outstanding 0
Preferred Stock, Par or Stated Value Per Share 0.01 0%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY