NORWOOD FINANCIAL CORP financial data

Symbol
NWFL on Nasdaq
Location
Honesdale, PA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 13 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 938% % -13%
Return On Equity 12% %
Return On Assets 1.2% %

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 10,889,603 shares 18%
Entity Public Float $218,800,000 USD 17%
Common Stock, Value, Issued $952,000 USD 0.32%
Weighted Average Number of Shares Outstanding, Basic 9,231,000 shares 14%
Weighted Average Number of Shares Outstanding, Diluted 9,235,000 shares 14%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $7,999,000 USD 8.1%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $35,019,000 USD
Income Tax Expense (Benefit) $7,264,000 USD
Net Income (Loss) Attributable to Parent $27,755,000 USD
Earnings Per Share, Basic 3.01 USD/shares
Earnings Per Share, Diluted 3.01 USD/shares

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $14,654,000 USD -17%
Property, Plant and Equipment, Net $22,971,000 USD 17%
Operating Lease, Right-of-Use Asset $3,298,000 USD -13%
Intangible Assets, Net (Excluding Goodwill) $98,000 USD -36%
Goodwill $29,266,000 USD 0%
Assets $2,424,842,000 USD 4.6%
Liabilities $2,182,685,000 USD 3.7%
Accumulated Other Comprehensive Income (Loss), Net of Tax $21,343,000 USD 36%
Retained Earnings (Accumulated Deficit) $141,130,000 USD 13%
Stockholders' Equity Attributable to Parent $242,157,000 USD 13%
Liabilities and Equity $2,424,842,000 USD 4.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $9,098,000 USD 114%
Net Cash Provided by (Used in) Financing Activities $45,789,000 USD -16%
Net Cash Provided by (Used in) Investing Activities $51,819,000 USD -307%
Common Stock, Shares Authorized 20,000,000 shares 0%
Common Stock, Shares, Issued 9,516,503 shares 0.31%
Common Stock, Par or Stated Value Per Share 0.1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $44,436,000 USD -39%
Interest Paid, Excluding Capitalized Interest, Operating Activities $10,978,000 USD -0.21%
Deferred Tax Assets, Gross $17,647,000 USD -15%
Operating Lease, Liability $3,404,000 USD -13%
Payments to Acquire Property, Plant, and Equipment $932,000 USD 68%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $39,533,000 USD 181%
Lessee, Operating Lease, Liability, to be Paid $3,930,000 USD -13%
Property, Plant and Equipment, Gross $45,909,000 USD 11%
Lessee, Operating Lease, Liability, to be Paid, Year Two $495,000 USD -17%
Lessee, Operating Lease, Liability, to be Paid, Year One $612,000 USD -19%
Operating Lease, Weighted Average Discount Rate, Percent 0.0347 pure 29%
Deferred Income Tax Expense (Benefit) $1,342,000 USD -624%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $526,000 USD -14%
Lessee, Operating Lease, Liability, to be Paid, Year Three $495,000 USD 4%
Deferred Tax Assets, Operating Loss Carryforwards $579,000 USD -22%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $448,000 USD -5.9%
Additional Paid in Capital $127,426,000 USD 0.72%
Amortization of Intangible Assets $54,000 USD -22%
Interest Expense $40,083,000 USD 244%