NORWOOD FINANCIAL CORP financial data

Symbol
NWFL on Nasdaq
Location
Honesdale, PA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 959% % -14%
Return On Equity 3.4% % -51%
Return On Assets 0.32% % -44%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 9,264,200 shares 14%
Entity Public Float $187,300,000 USD -13%
Common Stock, Value, Issued $949,000 USD 14%
Weighted Average Number of Shares Outstanding, Basic 9,316,000 shares 16%
Weighted Average Number of Shares Outstanding, Diluted 9,317,000 shares 16%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $7,824,000 USD 7.5%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $9,593,000 USD -41%
Income Tax Expense (Benefit) $1,931,000 USD -43%
Net Income (Loss) Attributable to Parent $7,662,000 USD -40%
Earnings Per Share, Basic 0 USD/shares -61%
Earnings Per Share, Diluted 0 USD/shares -61%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $16,528,000 USD -12%
Property, Plant and Equipment, Net $22,292,000 USD 20%
Operating Lease, Right-of-Use Asset $3,773,000 USD -3.4%
Intangible Assets, Net (Excluding Goodwill) $109,000 USD -35%
Goodwill $29,266,000 USD 0%
Assets $2,411,951,000 USD 5.8%
Liabilities $2,177,046,000 USD 4.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax $23,708,000 USD 38%
Retained Earnings (Accumulated Deficit) $136,662,000 USD -2.7%
Stockholders' Equity Attributable to Parent $234,905,000 USD 20%
Liabilities and Equity $2,411,951,000 USD 5.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $9,098,000 USD 114%
Net Cash Provided by (Used in) Financing Activities $45,789,000 USD -16%
Net Cash Provided by (Used in) Investing Activities $51,819,000 USD -307%
Common Stock, Shares Authorized 20,000,000 shares 0%
Common Stock, Shares, Issued 9,491,558 shares 14%
Common Stock, Par or Stated Value Per Share 0.1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $74,730,000 USD -9.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities $10,978,000 USD -0.21%
Deferred Tax Assets, Gross $20,751,000 USD -13%
Operating Lease, Liability $3,891,000 USD -3%
Payments to Acquire Property, Plant, and Equipment $932,000 USD 68%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $21,981,000 USD -45%
Lessee, Operating Lease, Liability, to be Paid $4,506,000 USD -3.8%
Property, Plant and Equipment, Gross $41,257,000 USD 8%
Lessee, Operating Lease, Liability, to be Paid, Year Two $599,000 USD -12%
Lessee, Operating Lease, Liability, to be Paid, Year One $755,000 USD 14%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) $1,342,000 USD -624%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $615,000 USD -8.2%
Lessee, Operating Lease, Liability, to be Paid, Year Three $476,000 USD -9.2%
Deferred Tax Assets, Operating Loss Carryforwards $745,000 USD 0%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $476,000 USD 19%
Additional Paid in Capital $127,190,000 USD 29%
Amortization of Intangible Assets $57,000 USD -22%
Interest Expense $40,083,000 USD 244%