PROVIDENT FINANCIAL HOLDINGS INC financial data

Symbol
PROV on Nasdaq
Location
Riverside, CA
Fiscal year end
30 June
Latest financial report
10-Q - Q4 2025 - 06 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 867% % -1.5%
Return On Equity 5.1% % 7%
Return On Assets 0.53% % 8.5%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 6,375,020 shares -4.7%
Common Stock, Shares, Outstanding 6,414,751 shares -4.3%
Entity Public Float $95,600,000 USD 23%
Common Stock, Value, Issued $183,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 6,462,000 shares -4.2%
Weighted Average Number of Shares Outstanding, Diluted 6,531,000 shares -3.9%

Income Statement

Label TTM Value / Value Unit Change %
Selling and Marketing Expense $660,000 USD -8.3%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $9,745,000 USD 11%
Income Tax Expense (Benefit) $3,145,000 USD 23%
Net Income (Loss) Attributable to Parent $6,600,000 USD 6.1%
Earnings Per Share, Basic 1 USD/shares 9.9%
Earnings Per Share, Diluted 0.99 USD/shares 8.8%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $54,370,000 USD 19%
Property, Plant and Equipment, Net $9,836,000 USD 3.8%
Operating Lease, Right-of-Use Asset $2,383,000 USD 35%
Assets $1,227,892,000 USD -2.2%
Liabilities $1,100,401,000 USD -2.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax $17,000 USD 13%
Retained Earnings (Accumulated Deficit) $213,693,000 USD 1.4%
Stockholders' Equity Attributable to Parent $127,491,000 USD -0.88%
Liabilities and Equity $1,227,892,000 USD -2.2%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $2,496,000 USD -2.5%
Net Cash Provided by (Used in) Financing Activities $15,921,000 USD 0.72%
Net Cash Provided by (Used in) Investing Activities $9,742,000 USD -5.4%
Common Stock, Shares Authorized 40,000,000 shares 0%
Common Stock, Shares, Issued 18,229,615 shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $3,683,000 USD -16%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $54,370,000 USD 19%
Interest Paid, Excluding Capitalized Interest, Operating Activities $5,652,000 USD 0.78%
Deferred Tax Assets, Gross $5,238,000 USD -15%
Operating Lease, Liability $2,404,000 USD 33%
Payments to Acquire Property, Plant, and Equipment $44,000 USD -74%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $6,602,000 USD 5.8%
Lessee, Operating Lease, Liability, to be Paid $2,622,000 USD 36%
Property, Plant and Equipment, Gross $24,084,000 USD 0.28%
Lessee, Operating Lease, Liability, to be Paid, Year Two $672,000 USD 53%
Lessee, Operating Lease, Liability, to be Paid, Year One $703,000 USD 12%
Operating Lease, Weighted Average Discount Rate, Percent 0.0408 pure 10%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $218,000 USD 74%
Lessee, Operating Lease, Liability, to be Paid, Year Three $377,000 USD 2.2%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 2,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $247,000 USD 75%
Operating Lease, Payments $173,000 USD -19%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense $18,023,000 USD 199%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%