OCEANFIRST FINANCIAL CORP financial data

Symbol
OCFC on Nasdaq
Location
Toms River, NJ
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 27 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 733% % 5.2%
Return On Equity 4.3% % -28%
Return On Assets 0.51% % -31%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 57,402,016 shares -1.7%
Common Stock, Shares, Outstanding 57,390,569 shares -2%
Entity Public Float $977,631,160 USD 8.5%
Common Stock, Value, Issued $625,000 USD 2%
Weighted Average Number of Shares Outstanding, Basic 57,419,000 shares -1.5%
Weighted Average Number of Shares Outstanding, Diluted 57,425,000 shares -1.5%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $92,516,000 USD -29%
Income Tax Expense (Benefit) $21,489,000 USD -29%
Net Income (Loss) Attributable to Parent $70,978,000 USD -29%
Earnings Per Share, Basic 1.17 USD/shares -29%
Earnings Per Share, Diluted 1.17 USD/shares -29%

Balance Sheet

Label TTM Value / Value Unit Change %
Operating Lease, Right-of-Use Asset $17,596,000 USD 14%
Intangible Assets, Net (Excluding Goodwill) $9,046,000 USD -29%
Goodwill $517,481,000 USD -1.1%
Assets $14,564,317,000 USD 8.5%
Liabilities $12,901,767,000 USD 10%
Accumulated Other Comprehensive Income (Loss), Net of Tax $2,159,000 USD 86%
Retained Earnings (Accumulated Deficit) $662,616,000 USD 3.3%
Stockholders' Equity Attributable to Parent $1,662,550,000 USD -2.3%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $1,662,550,000 USD -2.4%
Liabilities and Equity $14,564,317,000 USD 8.5%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $1,786,000 USD -104%
Net Cash Provided by (Used in) Financing Activities $81,720,000 USD 57%
Net Cash Provided by (Used in) Investing Activities $123,612,000 USD 2.5%
Common Stock, Shares Authorized 150,000,000 shares 0%
Common Stock, Shares, Issued 62,942,427 shares 0.43%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $40,106,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $135,130,000 USD 9.3%
Interest Paid, Excluding Capitalized Interest, Operating Activities $66,648,000 USD 6.1%
Deferred Tax Assets, Gross $55,108,000 USD -7.8%
Operating Lease, Liability $19,037,000 USD 11%
Payments to Acquire Property, Plant, and Equipment $1,856,000 USD 173%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $84,672,000 USD -19%
Lessee, Operating Lease, Liability, to be Paid $21,269,000 USD 12%
Lessee, Operating Lease, Liability, to be Paid, Year Two $4,154,000 USD -1.4%
Lessee, Operating Lease, Liability, to be Paid, Year One $5,253,000 USD 6.5%
Operating Lease, Weighted Average Discount Rate, Percent 0.0357 pure 16%
Deferred Income Tax Expense (Benefit) $101,000 USD -107%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $2,232,000 USD 22%
Lessee, Operating Lease, Liability, to be Paid, Year Three $2,977,000 USD 9.6%
Preferred Stock, Shares Issued 0 shares -100%
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $2,701,000 USD 76%
Operating Lease, Payments $5,242,000 USD 9.8%
Amortization of Intangible Assets $3,634,000 USD 9%
Depreciation, Depletion and Amortization $2,542,000 USD -11%
Interest Expense $273,389,000 USD 214%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%