MEDALLION FINANCIAL CORP financial data

Symbol
MFIN, MBNKO on Nasdaq
Location
New York, NY
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 04 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 623% % -4.3%
Return On Equity 8.6% % -10%
Return On Assets 1.4% % -3.4%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 23,279,435 shares 0.92%
Common Stock, Shares, Outstanding 23,279,435 shares 0.84%
Entity Public Float $139,872,752,640 USD -4.3%
Common Stock, Value, Issued $296,000 USD 1%
Weighted Average Number of Shares Outstanding, Basic 22,854,836 shares 1.6%
Weighted Average Number of Shares Outstanding, Diluted 24,437,133 shares 4.2%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $77,656,000 USD 17%
Income Tax Expense (Benefit) $25,196,000 USD 23%
Net Income (Loss) Attributable to Parent $40,988,000 USD 2.3%
Earnings Per Share, Basic 1.82 USD/shares 3.4%
Earnings Per Share, Diluted 1.71 USD/shares 1.2%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $72,461,000 USD -40%
Operating Lease, Right-of-Use Asset $5,456,000 USD -25%
Intangible Assets, Net (Excluding Goodwill) $18,063,000 USD -7.4%
Goodwill $150,803,000 USD 0%
Assets $2,900,387,000 USD 0.71%
Deferred Income Tax Liabilities, Net $19,019,000 USD -7.7%
Operating Lease, Liability, Noncurrent $3,459,000 USD -37%
Liabilities $2,403,510,000 USD -1.9%
Accumulated Other Comprehensive Income (Loss), Net of Tax $2,416,000 USD -7.5%
Retained Earnings (Accumulated Deficit) $152,968,000 USD 25%
Stockholders' Equity Attributable to Parent $397,448,000 USD 9.7%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $496,877,000 USD 15%
Liabilities and Equity $2,900,387,000 USD 0.71%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $36,259,000 USD 12%
Net Cash Provided by (Used in) Financing Activities $43,142,000 USD -316%
Net Cash Provided by (Used in) Investing Activities $4,695,000 USD 86%
Common Stock, Shares Authorized 50,000,000 shares 0%
Common Stock, Shares, Issued 29,560,344 shares 1%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $11,578,000 USD -160%
Interest Paid, Excluding Capitalized Interest, Operating Activities $24,515,000 USD 29%
Deferred Tax Assets, Valuation Allowance $5,871,000 USD 49%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Operating Lease, Liability $5,783,000 USD -26%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $40,819,000 USD -4.6%
Lessee, Operating Lease, Liability, to be Paid $6,260,000 USD -29%
Operating Lease, Liability, Current $2,324,000 USD 1.9%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,342,000 USD -48%
Lessee, Operating Lease, Liability, to be Paid, Year One $2,567,000 USD 0.82%
Operating Lease, Weighted Average Discount Rate, Percent 0.0555 pure -0.18%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $477,000 USD -52%
Lessee, Operating Lease, Liability, to be Paid, Year Three $575,000 USD -57%
Deferred Tax Assets, Operating Loss Carryforwards $3,168,000 USD -17%
Deferred Federal Income Tax Expense (Benefit) $207,000 USD 78%
Preferred Stock, Shares Authorized 1,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $589,000 USD 2.8%
Operating Lease, Payments $2,701,000 USD 2.5%
Preferred Stock, Shares Outstanding 0 shares
Current State and Local Tax Expense (Benefit) $6,874,000 USD 16%
Current Federal Tax Expense (Benefit) $19,099,000 USD 7.9%
Amortization of Intangible Assets $1,445,000 USD 0%
Depreciation, Depletion and Amortization $2,105,000 USD 52%
Deferred Tax Assets, Net of Valuation Allowance $23,480,000 USD
Share-based Payment Arrangement, Expense $6,600,000 USD 13%
Deferred State and Local Income Tax Expense (Benefit) $984,000 USD -37%
Interest Expense $75,660,000 USD 58%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%