UNITY BANCORP INC /NJ/ financial data

Symbol
UNTY on Nasdaq
Location
Clinton, NJ
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 04 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 784% % -6%
Return On Equity 18% % 20%
Return On Assets 2% % 27%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 10,016,427 shares -0.15%
Common Stock, Shares, Outstanding 9,982,000 shares -0.44%
Entity Public Float $338,659,526 USD 60%
Weighted Average Number of Shares Outstanding, Basic 10,033,000 shares 0.02%
Weighted Average Number of Shares Outstanding, Diluted 10,223,000 shares 0.21%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $75,512,000 USD 39%
Income Tax Expense (Benefit) $17,561,000 USD 36%
Net Income (Loss) Attributable to Parent $57,951,000 USD 40%
Earnings Per Share, Basic 5.78 USD/shares 40%
Earnings Per Share, Diluted 5.67 USD/shares 40%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $14,640,000 USD 3.8%
Property, Plant and Equipment, Net $18,022,000 USD -4%
Operating Lease, Right-of-Use Asset $4,700,000 USD 2.2%
Goodwill $1,516,000 USD 0%
Assets $2,966,652,000 USD 12%
Liabilities $2,621,021,000 USD 11%
Accumulated Other Comprehensive Income (Loss), Net of Tax $1,095,000 USD 48%
Retained Earnings (Accumulated Deficit) $243,935,000 USD 7.3%
Stockholders' Equity Attributable to Parent $345,631,000 USD 17%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $345,631,000 USD 17%
Liabilities and Equity $2,966,652,000 USD 12%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $17,854,000 USD 13%
Net Cash Provided by (Used in) Financing Activities $96,067,000 USD
Net Cash Provided by (Used in) Investing Activities $82,766,000 USD -2636%
Common Stock, Shares Authorized 12,000,000 shares 0%
Common Stock, Shares, Issued 10,048,000 shares -13%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $31,155,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $216,519,000 USD 20%
Interest Paid, Excluding Capitalized Interest, Operating Activities $13,104,000 USD -9.4%
Deferred Tax Assets, Gross $16,478,000 USD 7.1%
Operating Lease, Liability $5,001,000 USD 4.2%
Payments to Acquire Property, Plant, and Equipment $279,000 USD 258%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $58,963,000 USD 40%
Lessee, Operating Lease, Liability, to be Paid $5,631,000 USD 5.2%
Property, Plant and Equipment, Gross $28,580,000 USD 1.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two $764,000 USD 6.7%
Lessee, Operating Lease, Liability, to be Paid, Year One $807,000 USD 15%
Operating Lease, Weighted Average Discount Rate, Percent 0.0307 pure 4.4%
Deferred Income Tax Expense (Benefit) $598,000 USD -587%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $630,000 USD 8.6%
Lessee, Operating Lease, Liability, to be Paid, Year Three $528,000 USD -21%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 500,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $520,000 USD 19%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense $53,150,000 USD 182%