Finward Bancorp financial data

Symbol
FNWD on Nasdaq
Location
Munster, IN
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 12 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1,218 % -4.3%
Return On Equity 5.27 % -56.6%
Return On Assets 0.4 % -54.3%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4,327,000 shares +0.31%
Common Stock, Shares, Outstanding 4,327,511 shares +0.32%
Entity Public Float 101,196,455 USD -24.3%
Common Stock, Value, Issued 0 USD
Weighted Average Number of Shares Outstanding, Basic 4,273,022 shares +0.29%
Weighted Average Number of Shares Outstanding, Diluted 4,299,007 shares +0.42%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 8,963,000 USD -24.9%
Income Tax Expense (Benefit) 758,000 USD +89.5%
Net Income (Loss) Attributable to Parent 8,205,000 USD -55.4%
Earnings Per Share, Basic 1 USD/shares -28.5%
Earnings Per Share, Diluted 1 USD/shares -29.2%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 45,544,000 USD -4.9%
Intangible Assets, Net (Excluding Goodwill) 1,273,000 USD -42.2%
Goodwill 22,395,000 USD 0%
Assets 2,052,724,000 USD -1.1%
Liabilities 1,887,229,000 USD -1.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax -49,266,000 USD -2.1%
Retained Earnings (Accumulated Deficit) 144,528,000 USD +4.8%
Stockholders' Equity Attributable to Parent 165,495,000 USD +3.7%
Liabilities and Equity 2,052,724,000 USD -1.1%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -3,809,000 USD -151.4%
Net Cash Provided by (Used in) Financing Activities -14,106,000 USD +73.6%
Net Cash Provided by (Used in) Investing Activities 19,698,000 USD -49.8%
Common Stock, Shares Authorized 10,000,000 shares 0%
Common Stock, Shares, Issued 4,327,511 shares +0.32%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 1,783,000 USD
Interest Paid, Excluding Capitalized Interest, Operating Activities 8,994,000 USD -28.4%
Deferred Tax Assets, Valuation Allowance 63,000 USD +1.6%
Deferred Tax Assets, Gross 36,464,000 USD +16.2%
Operating Lease, Liability 14,654,000 USD -3%
Payments to Acquire Property, Plant, and Equipment 183,000 USD -74.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 7,180,000 USD -83%
Lessee, Operating Lease, Liability, to be Paid 23,847,000 USD -5.1%
Property, Plant and Equipment, Gross 72,968,000 USD +1.4%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1,657,000 USD +6.2%
Lessee, Operating Lease, Liability, to be Paid, Year One 1,622,000 USD +6%
Operating Lease, Weighted Average Discount Rate, Percent 0.08 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 9,193,000 USD -8.3%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1,692,000 USD +6.3%
Deferred Tax Assets, Operating Loss Carryforwards 6,120,000 USD -6.5%
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 1,679,000 USD +3.4%
Operating Lease, Payments 397,000 USD +1.3%
Preferred Stock, Shares Outstanding 0 shares
Share-based Payment Arrangement, Expense 467,000 USD -9.5%
Interest Expense 35,964,000 USD +2.6%