Finward Bancorp financial data

Symbol
FNWD on Nasdaq
Location
Munster, IN
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 12 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1218% % -4.3%
Return On Equity 5.3% % -57%
Return On Assets 0.4% % -54%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4,327,000 shares 0.31%
Common Stock, Shares, Outstanding 4,327,511 shares 0.32%
Entity Public Float $101,196,455 USD -24%
Common Stock, Value, Issued $0 USD
Weighted Average Number of Shares Outstanding, Basic 4,273,022 shares 0.29%
Weighted Average Number of Shares Outstanding, Diluted 4,299,007 shares 0.42%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $8,963,000 USD -25%
Income Tax Expense (Benefit) $758,000 USD 90%
Net Income (Loss) Attributable to Parent $8,205,000 USD -55%
Earnings Per Share, Basic 1 USD/shares -29%
Earnings Per Share, Diluted 1 USD/shares -29%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $45,544,000 USD -4.9%
Intangible Assets, Net (Excluding Goodwill) $1,273,000 USD -42%
Goodwill $22,395,000 USD 0%
Assets $2,052,724,000 USD -1.1%
Liabilities $1,887,229,000 USD -1.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax $49,266,000 USD -2.1%
Retained Earnings (Accumulated Deficit) $144,528,000 USD 4.8%
Stockholders' Equity Attributable to Parent $165,495,000 USD 3.7%
Liabilities and Equity $2,052,724,000 USD -1.1%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $3,809,000 USD -15136%
Net Cash Provided by (Used in) Financing Activities $14,106,000 USD 74%
Net Cash Provided by (Used in) Investing Activities $19,698,000 USD -50%
Common Stock, Shares Authorized 10,000,000 shares 0%
Common Stock, Shares, Issued 4,327,511 shares 0.32%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $1,783,000 USD
Interest Paid, Excluding Capitalized Interest, Operating Activities $8,994,000 USD -28%
Deferred Tax Assets, Valuation Allowance $63,000 USD 1.6%
Deferred Tax Assets, Gross $36,464,000 USD 16%
Operating Lease, Liability $14,654,000 USD -3%
Payments to Acquire Property, Plant, and Equipment $183,000 USD -74%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $7,180,000 USD -83%
Lessee, Operating Lease, Liability, to be Paid $23,847,000 USD -5.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,657,000 USD 6.2%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,622,000 USD 6%
Operating Lease, Weighted Average Discount Rate, Percent 0.08 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $9,193,000 USD -8.3%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,692,000 USD 6.3%
Deferred Tax Assets, Operating Loss Carryforwards $6,120,000 USD -6.5%
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,679,000 USD 3.4%
Operating Lease, Payments $397,000 USD 126%
Preferred Stock, Shares Outstanding 0 shares
Share-based Payment Arrangement, Expense $467,000 USD -9.5%
Interest Expense $35,964,000 USD 260%