PATHWARD FINANCIAL, INC. financial data

Symbol
CASH on Nasdaq
Location
Sioux Falls, SD
Fiscal year end
30 September
Latest financial report
10-K - Q3 2025 - 25 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 792% % -13%
Return On Equity 23% % -6.5%
Return On Assets 2.6% % 6.2%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 22,339,006 shares -6.3%
Entity Public Float $1,700,000,000 USD 34%
Weighted Average Number of Shares Outstanding, Basic 23,397,489 shares -7%
Weighted Average Number of Shares Outstanding, Diluted 23,522,629 shares -6.7%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $839,894,000 USD 5.3%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $223,053,000 USD 2%
Income Tax Expense (Benefit) $36,266,000 USD 6.3%
Net Income (Loss) Attributable to Parent $185,872,000 USD 1.4%
Earnings Per Share, Basic 7 USD/shares 9.9%
Earnings Per Share, Diluted 7 USD/shares 9.3%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $120,568,000 USD -24%
Property, Plant and Equipment, Net $40,632,000 USD 4%
Operating Lease, Right-of-Use Asset $22,700,000 USD -7%
Goodwill $297,928,000 USD -3.7%
Assets $7,172,344,000 USD -4.8%
Liabilities $6,314,890,000 USD -5.9%
Accumulated Other Comprehensive Income (Loss), Net of Tax $145,461,000 USD 5.2%
Retained Earnings (Accumulated Deficit) $359,830,000 USD 6.8%
Stockholders' Equity Attributable to Parent $858,045,000 USD 4.3%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $857,454,000 USD 4.3%
Liabilities and Equity $7,172,344,000 USD -4.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $71,735,000 USD -343%
Net Cash Provided by (Used in) Financing Activities $220,052,000 USD -30%
Net Cash Provided by (Used in) Investing Activities $292,759,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $439,059,000 USD 48%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $120,568,000 USD -24%
Interest Paid, Excluding Capitalized Interest, Operating Activities $2,906,000 USD -30%
Deferred Tax Assets, Gross $134,245,000 USD -9.3%
Operating Lease, Liability $23,956,000 USD -7.9%
Payments to Acquire Property, Plant, and Equipment $2,087,000 USD 11%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $193,805,000 USD -32%
Lessee, Operating Lease, Liability, to be Paid $26,837,000 USD -8.1%
Property, Plant and Equipment, Gross $93,013,000 USD 7.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two $3,356,000 USD -2.3%
Lessee, Operating Lease, Liability, to be Paid, Year One $3,441,000 USD -14%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $2,881,000 USD -9.7%
Lessee, Operating Lease, Liability, to be Paid, Year Three $3,447,000 USD 9.4%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 3,000,000 shares 0%
Unrecognized Tax Benefits $499,000 USD -14%
Lessee, Operating Lease, Liability, to be Paid, Year Four $3,486,000 USD 13%
Additional Paid in Capital $648,330,000 USD 1.5%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $3,456,000 USD -16%
Interest Expense $20,911,000 USD 222%