RADIAN GROUP INC financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q1 2026.

Symbol
RDN on NYSE
Location
Wayne, PA
Fiscal year end
31 December
Latest financial report
20 Feb 2026

Quick Takeaways

  • RDN - RADIAN GROUP INC financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q1 2026.
  • Headline metric: Return On Equity 13%.

What Changed

  • Return On Equity YoY change: <span class="text-red-600">-7.5%</span>.
  • Most recent SEC facts end date: 18 Feb 2026.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Official SEC Source

Based on latest 10-Q/10-K

Facts and ratios are grounded in SEC company facts linked to the latest 10-Q/10-K cycle.

See Original Filing

Latest SEC snapshot (2026-02-18) highlights Return On Equity 13.1%, Return On Assets 6.6%, and Operating Margin 76.7%.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

53.2/100

Caution Confidence high

Return On Equity

13%

Metric score 30.3/100

Return On Assets

6.6%

Metric score 56.9/100

Financial Health

Current Ratio
3.96x
Quick Ratio
1.99x
Debt to Equity
0.25x

Strengths

Operating Margin, Quick Ratio, and Debt-to-equity

Watchpoints

Return On Equity, Revenues YoY, and NetIncomeLoss YoY

Key metrics snapshot

Profitability

Metric Latest value YoY change
Return On Equity 13% -7.5%
Return On Assets 6.6% -6.6%
Operating Margin 77%

Financial Health

Metric Latest value YoY change
Current Ratio 3.96x
Quick Ratio 1.99x
Debt-to-equity 0.25x +7.9%

Growth

Metric Latest value YoY change
Revenues YoY -0.76%
NetIncomeLoss YoY -3.6%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 136,272,409 +1.4%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY