CONSUMER PORTFOLIO SERVICES, INC. financial data

Symbol
CPSS on Nasdaq
Location
Las Vegas, NV
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 16 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1140% % 7%
Return On Equity 6.3% % -6.1%
Return On Assets 0.51% % -12%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 21,760,275 shares 1.5%
Common Stock, Shares, Outstanding 21,842,457 shares 1.9%
Entity Public Float $79,105,149 USD 12%
Common Stock, Value, Issued $24,426,000 USD -5%
Weighted Average Number of Shares Outstanding, Basic 21,889,000 shares 2.8%
Weighted Average Number of Shares Outstanding, Diluted 24,081,000 shares -1%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $434,470,000 USD 10%
Selling and Marketing Expense $22,801,000 USD 0.22%
General and Administrative Expense $52,870,000 USD -3.4%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $28,003,000 USD 2.1%
Income Tax Expense (Benefit) $8,678,000 USD 5.5%
Net Income (Loss) Attributable to Parent $19,325,000 USD 0.64%
Earnings Per Share, Basic 0.88 USD/shares -2.2%
Earnings Per Share, Diluted 0.8 USD/shares 1.3%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $6,322,000 USD -46%
Deferred Income Tax Assets, Net $16,000,000 USD 1484%
Property, Plant and Equipment, Net $771,000 USD -18%
Other Assets, Noncurrent $28,824,000 USD -19%
Assets $3,858,193,000 USD 10%
Liabilities $3,548,657,000 USD 11%
Accumulated Other Comprehensive Income (Loss), Net of Tax $1,275,000 USD
Retained Earnings (Accumulated Deficit) $286,385,000 USD 7.2%
Stockholders' Equity Attributable to Parent $309,536,000 USD 5.7%
Liabilities and Equity $3,858,193,000 USD 10%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $73,868,000 USD 40%
Net Cash Provided by (Used in) Financing Activities $166,324,000 USD 104%
Net Cash Provided by (Used in) Investing Activities $194,111,000 USD -79%
Common Stock, Shares Authorized 75,000,000 shares 0%
Common Stock, Shares, Issued 21,842,457 shares 1.9%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $46,081,000 USD 81%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $172,207,000 USD 25%
Interest Paid, Excluding Capitalized Interest, Operating Activities $51,507,000 USD 22%
Deferred Tax Assets, Gross $6,325,000 USD -26%
Payments to Acquire Property, Plant, and Equipment $471,000 USD 324%
Lessee, Operating Lease, Liability, to be Paid $23,374,000 USD
Property, Plant and Equipment, Gross $11,175,000 USD 4.8%
Lessee, Operating Lease, Liability, to be Paid, Year Two $5,756,000 USD
Lessee, Operating Lease, Liability, to be Paid, Year One $5,583,000 USD
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $4,138,000 USD
Lessee, Operating Lease, Liability, to be Paid, Year Three $5,937,000 USD
Deferred Tax Assets, Operating Loss Carryforwards $224,000 USD -12%
Preferred Stock, Shares Issued 0 shares
Current Income Tax Expense (Benefit) $7,343,000 USD 19%
Preferred Stock, Shares Authorized 4,998,130 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $4,331,000 USD
Operating Lease, Payments $5,271,000 USD -0.7%
Depreciation, Depletion and Amortization $249,000 USD 16%
Deferred Tax Assets, Net of Valuation Allowance $16,000,000 USD 1500%
Share-based Payment Arrangement, Expense $717,000 USD -14%
Interest Expense $232,024,000 USD 21%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%