COLUMBIA BANKING SYSTEM, INC. financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
COLB on Nasdaq
Location
Tacoma, WA
Fiscal year end
31 December
Latest financial report
26 Feb 2026

Quick Takeaways

  • COLB - COLUMBIA BANKING SYSTEM, INC. financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q4 2025.
  • Headline metric: Return On Equity 8.5%.

What Changed

  • Return On Equity YoY change: <span class="text-red-600">-20%</span>.
  • Most recent SEC facts end date: 31 Jan 2026.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Official SEC Source

Based on latest 10-Q/10-K

Facts and ratios are grounded in SEC company facts linked to the latest 10-Q/10-K cycle.

See Original Filing

Latest SEC snapshot (2026-01-31) highlights Return On Equity 8.5%, Return On Assets 0.9%, and Operating Margin 52.9%.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

19.5/100

Weak Confidence medium

Return On Equity

8.5%

Metric score 2.9/100

Return On Assets

0.93%

Metric score 0.0/100

Financial Health

Debt to Equity
8.07x

Strengths

Operating Margin

Watchpoints

Return On Equity, Return On Assets, and Debt-to-equity

Key metrics snapshot

Return On Equity

8.5%

YoY: -20%

Industry median: 10% (n=206)

View history

Return On Assets

0.93%

YoY: -9.8%

Industry median: 0.99% (n=206)

View history

Debt-to-equity

8.07x

YoY: -12%

Industry median: 8.71x (n=203)

View history

NetIncomeLoss YoY

3%

YoY:

Industry median: 16% (n=199)

View history

Profitability

Metric Latest value YoY change
Return On Equity 8.5% -20%
Return On Assets 0.93% -9.8%
Operating Margin 53%

Financial Health

Metric Latest value YoY change
Debt-to-equity 8.07x -12%

Growth

Metric Latest value YoY change
NetIncomeLoss YoY 3%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 295,550,687 +41%
Common Stock, Shares, Outstanding 295,422,000 +41%
Common Stock, Value, Issued $8,099,000,000 +39%
Weighted Average Number of Shares Outstanding, Basic 238,022,000 +14%
Weighted Average Number of Shares Outstanding, Diluted 239,121,000 +14%

Additional Metrics

Metric Latest value YoY change
Income Tax Expense (Benefit) $178,000,000 -3.8%
Earnings Per Share, Basic 2.31 -9.8%
Earnings Per Share, Diluted 2.3 -9.8%
Cash and Cash Equivalents, at Carrying Value $2,380,000,000 +27%
Property, Plant and Equipment, Net $422,000,000 +21%
Operating Lease, Right-of-Use Asset $154,000,000 +39%
Intangible Assets, Net (Excluding Goodwill) $712,000,000 +47%
Goodwill $1,482,000,000 +44%
Assets $66,832,000,000 +30%
Liabilities $58,992,000,000 +27%
Accumulated Other Comprehensive Income (Loss), Net of Tax $233,000,000 +50%
Retained Earnings (Accumulated Deficit) $26,000,000 +89%
Stockholders' Equity Attributable to Parent $7,840,000,000 +53%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $7,840,000,000 +53%
Liabilities and Equity $66,832,000,000 +30%
Common Stock, Shares Authorized 520,000,000 0%
Common Stock, Shares, Issued 295,422,000 +41%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $2,380,000,000 +27%
Deferred Tax Assets, Gross $739,000,000 +12%
Operating Lease, Liability $166,000,000 +32%
Lessee, Operating Lease, Liability, to be Paid $187,000,000 +31%
Property, Plant and Equipment, Gross $765,000,000 +12%
Lessee, Operating Lease, Liability, to be Paid, Year Two $38,000,000 +30%
Lessee, Operating Lease, Liability, to be Paid, Year One $47,000,000 +39%
Operating Lease, Weighted Average Discount Rate, Percent 0.0417 -1.4%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $21,000,000 +21%
Lessee, Operating Lease, Liability, to be Paid, Year Three $32,000,000 +45%
Preferred Stock, Shares Issued 0
Preferred Stock, Shares Authorized 2,000,000 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $24,000,000 +34%
Preferred Stock, Shares Outstanding 0
Amortization of Intangible Assets $127,000,000 +6.7%
Deferred Tax Assets, Net of Valuation Allowance $739,000,000 +12%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY