ONITY GROUP INC. financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
ONIT on NYSE
Location
West Palm Beach, FL
Fiscal year end
31 December
Latest financial report
17 Feb 2026

Quick Takeaways

  • ONIT - ONITY GROUP INC. financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q4 2025.
  • Headline metric: Return On Equity 32%.

What Changed

  • Return On Equity YoY change: <span class="text-green-600">+341%</span>.
  • Most recent SEC facts end date: 13 Feb 2026.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Official SEC Source

Based on latest 10-Q/10-K

Facts and ratios are grounded in SEC company facts linked to the latest 10-Q/10-K cycle.

See Original Filing

Latest SEC snapshot (2026-02-13) highlights Return On Equity 32.4%, Return On Assets 2.2%, and Operating Margin 52.9%.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

62.8/100

Balanced Confidence high

Return On Equity

32%

Metric score 100.0/100

Return On Assets

2.2%

Metric score 2.6/100

Financial Health

Current Ratio
1.15x
Quick Ratio
0.16x
Debt to Equity
21.69x

Strengths

Return On Equity, Operating Margin, and Current Ratio

Watchpoints

Return On Assets, Quick Ratio, and Debt-to-equity

Key metrics snapshot

Profitability

Metric Latest value YoY change
Return On Equity 32% +341%
Return On Assets 2.2% +396%
Operating Margin 53%

Financial Health

Metric Latest value YoY change
Current Ratio 1.15x
Quick Ratio 0.16x
Debt-to-equity 21.69x

Growth

Metric Latest value YoY change
Revenues YoY 9.3%
NetIncomeLoss YoY 459%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 8,521,636 +8.2%
Common Stock, Shares, Outstanding 8,521,636 +8.2%
Common Stock, Value, Issued $100,000 0%
Weighted Average Number of Shares Outstanding, Basic 8,035,942 +2.8%
Weighted Average Number of Shares Outstanding, Diluted 8,637,309 +6.8%

Additional Metrics

Metric Latest value YoY change
Costs and Expenses $491,700,000 +13%
Nonoperating Income (Expense) $342,400,000 +15%
Income Tax Expense (Benefit) $126,800,000 -2492%
Earnings Per Share, Basic 23.07 +439%
Earnings Per Share, Diluted 21.46 +420%
Cash and Cash Equivalents, at Carrying Value $180,500,000 -2.3%
Deferred Income Tax Assets, Net $123,800,000 +3769%
Property, Plant and Equipment, Net $10,800,000 -1.8%
Assets $16,170,600,000 -1.6%
Liabilities $15,492,800,000 -2.8%
Accumulated Other Comprehensive Income (Loss), Net of Tax $100,000 -108%
Retained Earnings (Accumulated Deficit) $71,900,000
Stockholders' Equity Attributable to Parent $627,900,000 +42%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $627,900,000 +42%
Liabilities and Equity $16,170,600,000 -1.6%
Common Stock, Shares Authorized 13,333,333 0%
Common Stock, Shares, Issued 8,521,636 +8.2%
Common Stock, Par or Stated Value Per Share 0.01 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $264,600,000 -0.38%
Deferred Tax Assets, Valuation Allowance $26,500,000 -85%
Deferred Tax Assets, Gross $301,000,000 -16%
Operating Lease, Liability $7,200,000 -20%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $188,200,000 +418%
Lessee, Operating Lease, Liability, to be Paid $8,100,000 -21%
Property, Plant and Equipment, Gross $63,700,000 +1.4%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,900,000 0%
Lessee, Operating Lease, Liability, to be Paid, Year One $3,300,000 -5.7%
Operating Lease, Weighted Average Discount Rate, Percent 0.093 -4.1%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $900,000 -31%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,300,000 -48%
Unrecognized Tax Benefits $0 -100%
Lessee, Operating Lease, Liability, to be Paid, Year Four $400,000 -64%
Additional Paid in Capital $556,100,000 -0.57%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY