Financial Institutions Inc financial data

Symbol
FISI on Nasdaq, FIISO, FIISP on OTC
Location
220 Liberty Street, Warsaw, NY
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 3, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 945 % -22.8%
Return On Equity -4.69 % -143%
Return On Assets -0.45 % -154%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 20.1M shares +30.1%
Entity Public Float 291M USD
Common Stock, Value, Issued 207K USD +28.6%
Weighted Average Number of Shares Outstanding, Basic 20.1M shares +30.1%
Weighted Average Number of Shares Outstanding, Diluted 20.3M shares +30.1%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -47.9M USD -177%
Income Tax Expense (Benefit) -20M USD -280%
Net Income (Loss) Attributable to Parent -27.9M USD -155%
Earnings Per Share, Basic -2 USD/shares -183%
Earnings Per Share, Diluted -2 USD/shares -184%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 186M USD
Property, Plant and Equipment, Net 39.2M USD -3.9%
Operating Lease, Right-of-Use Asset 29.7M USD -3.8%
Goodwill 58.1M USD -0.04%
Assets 6.29B USD +2.14%
Liabilities 5.67B USD +0.18%
Accumulated Other Comprehensive Income (Loss), Net of Tax -36.8M USD +64%
Retained Earnings (Accumulated Deficit) 424M USD -11.3%
Stockholders' Equity Attributable to Parent 622M USD +24.3%
Liabilities and Equity 6.29B USD +2.14%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 10M USD -18.6%
Net Cash Provided by (Used in) Financing Activities 217M USD +71.8%
Net Cash Provided by (Used in) Investing Activities -147M USD -463%
Common Stock, Shares Authorized 50M shares 0%
Common Stock, Shares, Issued 20.7M shares +28.6%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 80M USD -28.9%
Interest Paid, Excluding Capitalized Interest, Operating Activities 36.2M USD -21.4%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 76.8M USD +16%
Operating Lease, Liability 32.1M USD -3.14%
Payments to Acquire Property, Plant, and Equipment 816K USD -30.5%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 37.3M USD -66.1%
Lessee, Operating Lease, Liability, to be Paid 46.7M USD -4.58%
Property, Plant and Equipment, Gross 105M USD +1.91%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) 483K USD -87.2%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 14.5M USD -7.62%
Preferred Stock, Shares Issued 173K shares -0.04%
Preferred Stock, Shares Authorized 202K shares -4.03%
Operating Lease, Payments 3M USD -1.05%
Additional Paid in Capital 234M USD +86.7%
Preferred Stock, Shares Outstanding 173K shares -0.04%
Amortization of Intangible Assets 424K USD -36.1%
Interest Expense 146M USD +99.5%
Preferred Stock, Par or Stated Value Per Share 100 USD/shares 0%