FIRST INTERSTATE BANCSYSTEM INC financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
FIBK on Nasdaq
Location
Billings, MT
Fiscal year end
31 December
Latest financial report
26 Feb 2026

Quick Takeaways

  • FIBK - FIRST INTERSTATE BANCSYSTEM INC financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q4 2025.
  • Headline metric: Return On Equity 8.9%.

What Changed

  • Return On Equity YoY change: <span class="text-green-600">+29%</span>.
  • Most recent SEC facts end date: 31 Jan 2026.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Official SEC Source

Based on latest 10-Q/10-K

Facts and ratios are grounded in SEC company facts linked to the latest 10-Q/10-K cycle.

See Original Filing

Latest SEC snapshot (2026-01-31) highlights Return On Equity 8.9%, Return On Assets 1.1%, and Operating Margin 47.4%.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

51.7/100

Caution Confidence medium

Return On Equity

8.9%

Metric score 5.6/100

Return On Assets

1.1%

Metric score 0.0/100

Financial Health

Debt to Equity
0.04x

Strengths

Operating Margin, Debt-to-equity, and NetIncomeLoss YoY

Watchpoints

Return On Equity and Return On Assets

Key metrics snapshot

Return On Equity

8.9%

YoY: +29%

Industry median: 10% (n=208)

View history

Return On Assets

1.1%

YoY: +43%

Industry median: 0.97% (n=208)

View history

Debt-to-equity

0.04x

YoY: +6.1%

Industry median: 8.4x (n=193)

View history

NetIncomeLoss YoY

34%

YoY:

Industry median: 16% (n=199)

View history

Profitability

Metric Latest value YoY change
Return On Equity 9% +29%
Return On Assets 1.1% +43%
Operating Margin 47%

Financial Health

Metric Latest value YoY change
Debt-to-equity 0.04x +6.1%

Growth

Metric Latest value YoY change
NetIncomeLoss YoY 34%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 101,118,302 -3.3%
Common Stock, Shares, Outstanding 101,105,745 -3.3%
Common Stock, Value, Issued $0
Weighted Average Number of Shares Outstanding, Basic 102,569,649 -0.4%
Weighted Average Number of Shares Outstanding, Diluted 102,830,529 -0.35%

Additional Metrics

Metric Latest value YoY change
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $391,700,000 +33%
Income Tax Expense (Benefit) $89,600,000 +31%
Earnings Per Share, Basic 2.95 +35%
Earnings Per Share, Diluted 2.94 +34%
Deferred Income Tax Assets, Net $59,600,000 -50%
Property, Plant and Equipment, Net $406,600,000 -4.8%
Goodwill $1,100,900,000 0%
Assets $26,640,600,000 -8.6%
Long-term Debt and Lease Obligation $146,300,000 +11%
Liabilities $23,193,600,000 -10%
Common Stocks, Including Additional Paid in Capital $2,350,900,000 -4.4%
Accumulated Other Comprehensive Income (Loss), Net of Tax $178,100,000 +45%
Retained Earnings (Accumulated Deficit) $1,274,200,000 +9.2%
Stockholders' Equity Attributable to Parent $3,447,000,000 +4.3%
Liabilities and Equity $26,640,600,000 -8.6%
Common Stock, Shares Authorized 150,000,000 0%
Common Stock, Shares, Issued 101,105,745 -3.3%
Common Stock, Par or Stated Value Per Share 0 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $1,309,700,000 +46%
Deferred Tax Assets, Gross $164,500,000 -28%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $445,900,000 +71%
Lessee, Operating Lease, Liability, to be Paid $38,500,000 -16%
Property, Plant and Equipment, Gross $651,100,000 -3.3%
Deferred Tax Assets, Operating Loss Carryforwards $600,000 -40%
Preferred Stock, Shares Issued 0
Preferred Stock, Shares Authorized 100,000 0%
Preferred Stock, Shares Outstanding 0
Amortization of Intangible Assets $13,600,000 -6.8%
Preferred Stock, Par or Stated Value Per Share 0 0%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY