ISABELLA BANK Corp financial data

Symbol
ISBA on OTC
Industry
State Commercial Banks
Location
401 North Main Street, Mt Pleasant, MI
State of incorporation
MI
Fiscal year end
December 31
Former names
IBT BANCORP INC /MI/ (to 5/16/2008)
Latest financial report
10-Q - Q3 2024 - Nov 14, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 912 % -8.67%
Return On Equity 6.69 % -39%
Return On Assets 0.66 % -34%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 7.44M shares -0.78%
Common Stock, Shares, Outstanding 7.44M shares
Entity Public Float 142M USD -15.7%
Common Stock, Value, Issued 125M USD -1.93%
Weighted Average Number of Shares Outstanding, Basic 7.45M shares -0.55%
Weighted Average Number of Shares Outstanding, Diluted 7.47M shares -1.28%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 16.1M USD -35.5%
Income Tax Expense (Benefit) 3.09M USD -35%
Net Income (Loss) Attributable to Parent 13.7M USD -33.8%
Earnings Per Share, Basic 1.84 USD/shares -33.1%
Earnings Per Share, Diluted 1.83 USD/shares -32.7%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 27.4M USD -76.4%
Property, Plant and Equipment, Net 27.7M USD +2.65%
Goodwill 48.3M USD 0%
Assets 2.11B USD -0.55%
Liabilities 1.89B USD -2.04%
Accumulated Other Comprehensive Income (Loss), Net of Tax -17.3M USD +58.6%
Retained Earnings (Accumulated Deficit) 101M USD +5.79%
Stockholders' Equity Attributable to Parent 213M USD +15.1%
Liabilities and Equity 2.11B USD -0.55%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 3.34M USD -55.9%
Net Cash Provided by (Used in) Financing Activities -2M USD -105%
Net Cash Provided by (Used in) Investing Activities -9.8M USD -183%
Common Stock, Shares Authorized 15M shares 0%
Common Stock, Shares, Issued 7.49M shares -0.69%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -8.45M USD -114%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 27.4M USD -76.4%
Interest Paid, Excluding Capitalized Interest, Operating Activities 7.84M USD +178%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 13M USD -14.8%
Depreciation 506K USD +5.86%
Payments to Acquire Property, Plant, and Equipment 818K USD -33.4%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 38.1M USD +74.8%
Property, Plant and Equipment, Gross 76.8M USD +5.13%
Amortization of Intangible Assets 0 USD -100%
Interest Expense 33M USD +108%