CITIGROUP INC financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
C, C-PN, C-PR on NYSE
Location
New York, NY
Fiscal year end
31 December
Latest financial report
20 Feb 2026

Quick Takeaways

  • C - CITIGROUP INC financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q4 2025.
  • Headline metric: Return On Equity 6.8%.

What Changed

  • Return On Equity YoY change: <span class="text-green-600">+11%</span>.
  • Most recent SEC facts end date: 31 Jan 2026.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Official SEC Source

Based on latest 10-Q/10-K

Facts and ratios are grounded in SEC company facts linked to the latest 10-Q/10-K cycle.

See Original Filing

Latest SEC snapshot (2026-01-31) highlights Return On Equity 6.8%, Return On Assets 0.6%, and Operating Margin 25.7%.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

29.7/100

Weak Confidence medium

Return On Equity

6.8%

Metric score 0.0/100

Return On Assets

0.58%

Metric score 0.0/100

Financial Health

Debt to Equity
11.33x

Strengths

Operating Margin and NetIncomeLoss YoY

Watchpoints

Return On Equity, Return On Assets, and Debt-to-equity

Key metrics snapshot

Return On Equity

6.8%

YoY: +11%

Industry median: 11% (n=100)

View history

Return On Assets

0.58%

YoY: +7.3%

Industry median: 1.1% (n=100)

View history

Debt-to-equity

11.33x

YoY: +7.3%

Industry median: 8.75x (n=96)

View history

Revenues YoY

5.6%

YoY:

Industry median: 6.5% (n=29)

View history

NetIncomeLoss YoY

13%

YoY:

Industry median: 20% (n=96)

View history

Profitability

Metric Latest value YoY change
Return On Equity 6.8% +11%
Return On Assets 0.58% +7.3%
Operating Margin 26%

Financial Health

Metric Latest value YoY change
Debt-to-equity 11.33x +7.3%

Growth

Metric Latest value YoY change
Revenues YoY 5.6%
NetIncomeLoss YoY 13%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 1,749,319,009 -7.2%
Common Stock, Value, Issued $31,000,000 0%
Weighted Average Number of Shares Outstanding, Basic 1,832,000,000 -3.6%
Weighted Average Number of Shares Outstanding, Diluted 1,873,100,000 -3.5%

Additional Metrics

Metric Latest value YoY change
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $19,828,000,000 +16%
Income Tax Expense (Benefit) $5,373,000,000 +28%
Earnings Per Share, Basic 7.11 +18%
Earnings Per Share, Diluted 6.99 +18%
Operating Lease, Right-of-Use Asset $3,009,000,000 +6.1%
Intangible Assets, Net (Excluding Goodwill) $4,284,000,000 -4.7%
Goodwill $19,098,000,000 -1%
Assets $2,657,202,000,000 +13%
Liabilities $2,443,380,000,000 +14%
Accumulated Other Comprehensive Income (Loss), Net of Tax $41,897,000,000 +12%
Retained Earnings (Accumulated Deficit) $215,128,000,000 +4.3%
Stockholders' Equity Attributable to Parent $212,291,000,000 +1.8%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $213,822,000,000 +2.1%
Liabilities and Equity $2,657,202,000,000 +13%
Common Stock, Shares Authorized 6,000,000,000 0%
Common Stock, Shares, Issued 3,099,752,593 +0%
Common Stock, Par or Stated Value Per Share 0.01 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $349,579,000,000 +26%
Deferred Tax Assets, Valuation Allowance $4,984,000,000 +15%
Deferred Tax Assets, Gross $39,810,000,000 +1.8%
Operating Lease, Liability $3,163,000,000 +5%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $17,848,000,000 +85%
Lessee, Operating Lease, Liability, to be Paid $3,711,000,000 +7.3%
Lessee, Operating Lease, Liability, to be Paid, Year Two $635,000,000 -0.16%
Lessee, Operating Lease, Liability, to be Paid, Year One $718,000,000 +1.3%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $548,000,000 +23%
Lessee, Operating Lease, Liability, to be Paid, Year Three $546,000,000 +6.2%
Preferred Stock, Shares Issued 802,000 +12%
Preferred Stock, Shares Authorized 30,000,000 0%
Unrecognized Tax Benefits $860,000,000 -34%
Lessee, Operating Lease, Liability, to be Paid, Year Four $441,000,000 +5.5%
Additional Paid in Capital $108,452,000,000 -0.61%
Deferred Tax Assets, Net of Valuation Allowance $34,826,000,000 +0.17%
Preferred Stock, Par or Stated Value Per Share 1 0%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY