M/I HOMES, INC. financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
MHO on NYSE
Location
Columbus, OH
Fiscal year end
31 December
Latest financial report
10 Apr 2026

Quick Takeaways

  • MHO - M/I HOMES, INC. financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q4 2025.
  • Headline metric: Return On Equity 13%.

What Changed

  • Return On Equity YoY change: <span class="text-red-600">-36%</span>.
  • Most recent SEC facts end date: 11 Feb 2026.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Official SEC Source

Based on latest 10-Q/10-K

Facts and ratios are grounded in SEC company facts linked to the latest 10-Q/10-K cycle.

See Original Filing

Latest SEC snapshot (2026-02-11) highlights Return On Equity 13.2%, Return On Assets 8.6%, and Operating Margin 11.5%.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

43.2/100

Caution Confidence medium

Return On Equity

13%

Metric score 30.6/100

Return On Assets

8.6%

Metric score 83.0/100

Financial Health

Debt to Equity
0.52x

Strengths

Return On Assets and Debt-to-equity

Watchpoints

Return On Equity, Operating Margin, and Revenues YoY

Key metrics snapshot

Return On Equity

13%

YoY: -36%

Industry median: 11% (n=23)

View history

Return On Assets

8.6%

YoY: -34%

Industry median: 6.1% (n=23)

View history

Debt-to-equity

0.52x

YoY: -9%

Industry median: 0.77x (n=19)

View history

Revenues YoY

-1.9%

YoY:

Industry median: -2.9% (n=19)

View history

NetIncomeLoss YoY

-29%

YoY:

Industry median: -35% (n=21)

View history

Profitability

Metric Latest value YoY change
Return On Equity 13% -36%
Return On Assets 8.6% -34%
Operating Margin 11% -27%

Financial Health

Metric Latest value YoY change
Debt-to-equity 0.52x -9%

Growth

Metric Latest value YoY change
Revenues YoY -1.9%
NetIncomeLoss YoY -29%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 25,767,709 -5%
Common Stock, Value, Issued $301,000 0%
Weighted Average Number of Shares Outstanding, Basic 26,730,000 -3.8%
Weighted Average Number of Shares Outstanding, Diluted 27,338,000 -4.4%

Additional Metrics

Metric Latest value YoY change
General and Administrative Expense $262,766,000 +1.7%
Costs and Expenses $3,891,193,000 +3.2%
Operating Income (Loss) $506,553,000 -28%
Income Tax Expense (Benefit) $123,647,000 -27%
Earnings Per Share, Basic 15.07 -26%
Earnings Per Share, Diluted 14.74 -25%
Deferred Income Tax Assets, Net $4,508,000 -66%
Property, Plant and Equipment, Net $34,342,000 -0.5%
Operating Lease, Right-of-Use Asset $54,976,000 +2%
Goodwill $16,400,000 0%
Assets $4,777,125,000 +5%
Liabilities $1,610,935,000 +0.05%
Retained Earnings (Accumulated Deficit) $3,268,014,000 +14%
Stockholders' Equity Attributable to Parent $3,166,190,000 +7.7%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $3,166,190,000 +7.7%
Liabilities and Equity $4,777,125,000 +5%
Common Stock, Shares Authorized 58,000,000 0%
Common Stock, Shares, Issued 30,137,141 0%
Common Stock, Par or Stated Value Per Share 0.01 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $689,189,000 -16%
Deferred Tax Assets, Gross $34,102,000 -1.3%
Operating Lease, Liability $56,675,000 +2.4%
Lessee, Operating Lease, Liability, to be Paid $73,860,000 +9.6%
Property, Plant and Equipment, Gross $74,136,000 +12%
Lessee, Operating Lease, Liability, to be Paid, Year Two $11,102,000 +9.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.058 +35%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $17,185,000 +43%
Lessee, Operating Lease, Liability, to be Paid, Year Three $10,804,000 +30%
Deferred Tax Assets, Operating Loss Carryforwards $65,000 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $6,431,000 -18%
Deferred Tax Assets, Net of Valuation Allowance $4,508,000 -66%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY