NBT BANCORP INC financial data

Symbol
NBTB on Nasdaq
Location
Norwich, NY
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 786% % -4.7%
Return On Equity 8.9% % -3.9%
Return On Assets 1% % 0%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 52,315,193 shares 11%
Entity Public Float $1,763,515,253 USD 34%
Common Stock, Value, Issued $591,000 USD 9.4%
Weighted Average Number of Shares Outstanding, Basic 52,426,000 shares 11%
Weighted Average Number of Shares Outstanding, Diluted 52,426,000 shares 11%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $195,300,000 USD 12%
Income Tax Expense (Benefit) $45,569,000 USD 18%
Net Income (Loss) Attributable to Parent $149,731,000 USD 11%
Earnings Per Share, Basic 3 USD/shares 5.6%
Earnings Per Share, Diluted 3 USD/shares 6.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $98,669,000 USD 23%
Operating Lease, Right-of-Use Asset $27,600,000 USD 3.4%
Intangible Assets, Net (Excluding Goodwill) $61,018,000 USD 70%
Goodwill $454,072,000 USD 25%
Assets $16,112,584,000 USD 16%
Liabilities $14,259,438,000 USD 16%
Accumulated Other Comprehensive Income (Loss), Net of Tax $98,880,000 USD 21%
Retained Earnings (Accumulated Deficit) $1,160,656,000 USD 7.4%
Stockholders' Equity Attributable to Parent $1,853,146,000 USD 22%
Liabilities and Equity $16,112,584,000 USD 16%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $42,005,000 USD 14%
Net Cash Provided by (Used in) Financing Activities $41,185,000 USD -54%
Net Cash Provided by (Used in) Investing Activities $113,163,000 USD -762%
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 59,083,155 shares 9.5%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $640,242,000 USD 33%
Interest Paid, Excluding Capitalized Interest, Operating Activities $49,543,000 USD -10%
Operating Lease, Liability $30,343,000 USD 7.6%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $176,587,000 USD -19%
Lessee, Operating Lease, Liability, to be Paid $34,500,000 USD 7.6%
Property, Plant and Equipment, Gross $253,251,000 USD 4%
Lessee, Operating Lease, Liability, to be Paid, Year Two $6,637,000 USD 15%
Lessee, Operating Lease, Liability, to be Paid, Year One $7,588,000 USD 6.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $4,157,000 USD 8.2%
Lessee, Operating Lease, Liability, to be Paid, Year Three $5,712,000 USD 18%
Preferred Stock, Shares Authorized 2,500,000 shares 0%
Unrecognized Tax Benefits $2,914,000 USD 1.2%
Lessee, Operating Lease, Liability, to be Paid, Year Four $4,292,000 USD 5.6%
Additional Paid in Capital $964,116,000 USD 30%
Amortization of Intangible Assets $10,662,000 USD 26%
Deferred Tax Assets, Net of Valuation Allowance $138,177,000 USD -9%
Interest Expense $177,207,000 USD 377%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%