NBT BANCORP INC financial data

Symbol
NBTB on Nasdaq
Location
Norwich, NY
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 27 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 771% % -5.7%
Return On Equity 9.5% % 0.58%
Return On Assets 1.1% % 5.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 52,204,410 shares 10%
Entity Public Float $2,120,430,098 USD 20%
Common Stock, Value, Issued $591,000 USD 9.4%
Weighted Average Number of Shares Outstanding, Basic 50,651,000 shares 7.4%
Weighted Average Number of Shares Outstanding, Diluted 50,875,000 shares 7.3%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $219,444,000 USD 22%
Income Tax Expense (Benefit) $50,209,000 USD 29%
Net Income (Loss) Attributable to Parent $169,235,000 USD 20%
Earnings Per Share, Basic 3.34 USD/shares 12%
Earnings Per Share, Diluted 3.33 USD/shares 12%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $99,277,000 USD 23%
Operating Lease, Right-of-Use Asset $30,600,000 USD 11%
Intangible Assets, Net (Excluding Goodwill) $57,656,000 USD 59%
Goodwill $453,278,000 USD 25%
Assets $15,995,121,000 USD 16%
Liabilities $14,098,905,000 USD 15%
Accumulated Other Comprehensive Income (Loss), Net of Tax $82,596,000 USD 42%
Retained Earnings (Accumulated Deficit) $1,196,850,000 USD 8.8%
Stockholders' Equity Attributable to Parent $1,896,216,000 USD 24%
Liabilities and Equity $15,995,121,000 USD 16%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $42,005,000 USD 14%
Net Cash Provided by (Used in) Financing Activities $41,185,000 USD -54%
Net Cash Provided by (Used in) Investing Activities $113,163,000 USD -762%
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 59,083,155 shares 9.5%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $487,116,000 USD 71%
Interest Paid, Excluding Capitalized Interest, Operating Activities $49,543,000 USD -10%
Operating Lease, Liability $33,132,000 USD 9.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $228,737,000 USD 43%
Lessee, Operating Lease, Liability, to be Paid $37,338,000 USD 8.2%
Property, Plant and Equipment, Gross $280,345,000 USD 11%
Lessee, Operating Lease, Liability, to be Paid, Year Two $7,816,000 USD 18%
Lessee, Operating Lease, Liability, to be Paid, Year One $9,097,000 USD 20%
Operating Lease, Weighted Average Discount Rate, Percent 0.0408 pure 2.8%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $4,206,000 USD 1.2%
Lessee, Operating Lease, Liability, to be Paid, Year Three $6,109,000 USD 7%
Preferred Stock, Shares Authorized 2,500,000 shares 0%
Unrecognized Tax Benefits $2,842,000 USD -2.5%
Lessee, Operating Lease, Liability, to be Paid, Year Four $4,269,000 USD -0.54%
Additional Paid in Capital $964,778,000 USD 30%
Amortization of Intangible Assets $11,944,000 USD 41%
Deferred Tax Assets, Net of Valuation Allowance $144,941,000 USD 4.9%
Interest Expense $177,207,000 USD 377%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%