Nbt Bancorp Inc financial data

Symbol
NBTB on Nasdaq
Location
52 S Broad St, Norwich, NY
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 7, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 786 % -4.72%
Return On Equity 8.87 % -3.9%
Return On Assets 1 % 0%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 52.3M shares +10.9%
Entity Public Float 1.76B USD +33.6%
Common Stock, Value, Issued 591K USD +9.44%
Weighted Average Number of Shares Outstanding, Basic 52.4M shares +11.1%
Weighted Average Number of Shares Outstanding, Diluted 52.4M shares +11.1%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 195M USD +12.4%
Income Tax Expense (Benefit) 45.6M USD +18%
Net Income (Loss) Attributable to Parent 150M USD +10.8%
Earnings Per Share, Basic 3 USD/shares +5.58%
Earnings Per Share, Diluted 3 USD/shares +6.36%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 98.7M USD +23.1%
Operating Lease, Right-of-Use Asset 27.6M USD +3.37%
Intangible Assets, Net (Excluding Goodwill) 61M USD +70.2%
Goodwill 454M USD +25.4%
Assets 16.1B USD +16.4%
Liabilities 14.3B USD +15.8%
Accumulated Other Comprehensive Income (Loss), Net of Tax -98.9M USD +21.4%
Retained Earnings (Accumulated Deficit) 1.16B USD +7.44%
Stockholders' Equity Attributable to Parent 1.85B USD +21.8%
Liabilities and Equity 16.1B USD +16.4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 42M USD +14.3%
Net Cash Provided by (Used in) Financing Activities 41.2M USD -54.4%
Net Cash Provided by (Used in) Investing Activities -113M USD -762%
Common Stock, Shares Authorized 100M shares 0%
Common Stock, Shares, Issued 59.1M shares +9.47%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 640M USD +32.7%
Interest Paid, Excluding Capitalized Interest, Operating Activities 49.5M USD -10.4%
Operating Lease, Liability 30.3M USD +7.6%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 177M USD -18.6%
Lessee, Operating Lease, Liability, to be Paid 34.5M USD +7.58%
Property, Plant and Equipment, Gross 253M USD +4.01%
Lessee, Operating Lease, Liability, to be Paid, Year Two 6.64M USD +14.9%
Lessee, Operating Lease, Liability, to be Paid, Year One 7.59M USD +6.84%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 4.16M USD +8.2%
Lessee, Operating Lease, Liability, to be Paid, Year Three 5.71M USD +17.6%
Preferred Stock, Shares Authorized 2.5M shares 0%
Unrecognized Tax Benefits 2.91M USD +1.22%
Lessee, Operating Lease, Liability, to be Paid, Year Four 4.29M USD +5.58%
Additional Paid in Capital 964M USD +29.8%
Amortization of Intangible Assets 10.7M USD +25.5%
Deferred Tax Assets, Net of Valuation Allowance 138M USD -8.96%
Interest Expense 177M USD +377%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%