PEOPLES FINANCIAL CORP /MS/ financial data

Symbol
PFBX on OTC
Location
Biloxi, MS
Fiscal year end
31 December
Latest financial report
18 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 695% % -26%
Return On Equity 4% % -85%
Return On Assets 0.5% % -80%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4,617,466 shares 0%
Common Stock, Shares, Outstanding 4,617,466 shares 0%
Entity Public Float $55,031,000 USD 21%
Common Stock, Value, Issued $4,617,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 4,617,466 shares -0.95%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $4,811,000 USD -43%
Income Tax Expense (Benefit) $900,000 USD -63%
Net Income (Loss) Attributable to Parent $3,911,000 USD -82%
Earnings Per Share, Basic 0.85 USD/shares -82%
Earnings Per Share, Diluted 0.85 USD/shares -82%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $17,387,000 USD -7.1%
Intangible Assets, Net (Excluding Goodwill) $414,000 USD -13%
Assets $727,121,000 USD -13%
Liabilities $626,454,000 USD -16%
Accumulated Other Comprehensive Income (Loss), Net of Tax $28,470,000 USD 23%
Retained Earnings (Accumulated Deficit) $58,740,000 USD 4%
Stockholders' Equity Attributable to Parent $100,667,000 USD 12%
Liabilities and Equity $727,121,000 USD -13%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $1,191,000 USD 4.9%
Net Cash Provided by (Used in) Financing Activities $31,261,000 USD -77%
Net Cash Provided by (Used in) Investing Activities $44,762,000 USD 11%
Common Stock, Shares Authorized 15,000,000 shares 0%
Common Stock, Shares, Issued 4,617,466 shares 0%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $12,310,000 USD -114%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $19,581,000 USD -82%
Interest Paid, Excluding Capitalized Interest, Operating Activities $1,888,799 USD -15%
Deferred Tax Assets, Valuation Allowance $423,000 USD 0%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Depreciation $420,000 USD 4.5%
Payments to Acquire Property, Plant, and Equipment $19,000 USD -97%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $12,328,000 USD -48%
Property, Plant and Equipment, Gross $52,077,000 USD 0.58%
Deferred Income Tax Expense (Benefit) $1,215,000 USD -60%
Deferred Federal Income Tax Expense (Benefit) $77,000 USD
Current Income Tax Expense (Benefit) $839,000 USD 92%
Amortization of Intangible Assets $16,000 USD 0%
Deferred Tax Assets, Net of Valuation Allowance $13,165,000 USD -20%
Interest Expense $7,004,000 USD 107%