FIRST UNITED CORP/MD/ financial data

Symbol
FUNC on Nasdaq
Location
Oakland, MD
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 10 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 942% % -8%
Return On Equity 13% % 4.7%
Return On Assets 1.2% % 13%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 6,501,382 shares 0.35%
Common Stock, Shares, Outstanding 6,499,476 shares 0.44%
Entity Public Float $179,240,809 USD 53%
Common Stock, Value, Issued $65,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 6,490,000 shares -0.57%
Weighted Average Number of Shares Outstanding, Diluted 6,504,000 shares -0.55%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $32,533,000 USD 19%
Income Tax Expense (Benefit) $8,018,000 USD 20%
Net Income (Loss) Attributable to Parent $24,515,000 USD 19%
Earnings Per Share, Basic 3.78 USD/shares 20%
Earnings Per Share, Diluted 3.77 USD/shares 20%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $131,612,000 USD 68%
Deferred Income Tax Assets, Net $8,730,000 USD -13%
Property, Plant and Equipment, Net $29,665,000 USD -1.4%
Operating Lease, Right-of-Use Asset $1,015,000 USD -16%
Goodwill $11,004,000 USD 0%
Assets $2,087,453,000 USD 5.8%
Liabilities $1,883,819,000 USD 5%
Accumulated Other Comprehensive Income (Loss), Net of Tax $25,266,000 USD 16%
Retained Earnings (Accumulated Deficit) $207,284,000 USD 9.7%
Stockholders' Equity Attributable to Parent $203,634,000 USD 14%
Liabilities and Equity $2,087,453,000 USD 5.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $6,965,000 USD 94%
Net Cash Provided by (Used in) Financing Activities $2,329,000 USD -56%
Net Cash Provided by (Used in) Investing Activities $3,190,000 USD -111%
Common Stock, Shares Authorized 25,000,000 shares 0%
Common Stock, Shares, Issued 6,499,476 shares 0.44%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $131,612,000 USD 68%
Interest Paid, Excluding Capitalized Interest, Operating Activities $7,842,000 USD 0.81%
Deferred Tax Assets, Valuation Allowance $2,560,000 USD -2.2%
Deferred Tax Assets, Gross $19,935,000 USD -3.4%
Operating Lease, Liability $1,180,000 USD -15%
Payments to Acquire Property, Plant, and Equipment $585,000 USD 800%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $29,497,000 USD 13%
Property, Plant and Equipment, Gross $62,512,000 USD -2.9%
Deferred Tax Assets, Operating Loss Carryforwards $2,560,000 USD -2.2%
Additional Paid in Capital $21,551,000 USD 5.2%
Amortization of Intangible Assets $82,000 USD 0%
Deferred Tax Assets, Net of Valuation Allowance $17,375,000 USD -3.6%
Interest Expense $31,138,000 USD 152%