OLD POINT FINANCIAL CORP financial data

Location
Hampton, VA
Fiscal year end
31 December
Latest financial report
10-Q - Q2 2025 - 14 Aug 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1144% % -9.1%
Return On Equity 7.4% % 11%
Return On Assets 0.6% % 22%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 5,102,197 shares 0.52%
Common Stock, Shares, Outstanding 5,102,797 shares 0.5%
Entity Public Float $51,967,903 USD -11%
Common Stock, Value, Issued $25,160,000 USD 0.45%
Weighted Average Number of Shares Outstanding, Basic 5,103,320 shares 0.77%
Weighted Average Number of Shares Outstanding, Diluted 5,103,320 shares 0.77%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $85,595,000 USD 1.5%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $10,711,000 USD 29%
Income Tax Expense (Benefit) $2,049,000 USD 71%
Net Income (Loss) Attributable to Parent $8,662,000 USD 22%
Earnings Per Share, Basic 1 USD/shares 21%
Earnings Per Share, Diluted 1 USD/shares 21%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $28,556,000 USD -7.2%
Operating Lease, Right-of-Use Asset $630,000 USD -25%
Goodwill $1,650,000 USD 0%
Assets $1,402,527,000 USD -1.5%
Liabilities $1,284,391,000 USD -2.2%
Accumulated Other Comprehensive Income (Loss), Net of Tax $15,159,000 USD 12%
Retained Earnings (Accumulated Deficit) $90,463,000 USD 6.4%
Stockholders' Equity Attributable to Parent $118,136,000 USD 7.4%
Liabilities and Equity $1,402,527,000 USD -1.5%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $2,165,000 USD -43%
Net Cash Provided by (Used in) Financing Activities $1,854,000 USD 47%
Net Cash Provided by (Used in) Investing Activities $4,460,000 USD -131%
Common Stock, Shares Authorized 10,000,000 shares 0%
Common Stock, Par or Stated Value Per Share 5 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $100,678,000 USD 8.6%
Interest Paid, Excluding Capitalized Interest, Operating Activities $5,925,000 USD -1.4%
Deferred Tax Assets, Gross $8,498,000 USD -7.2%
Operating Lease, Liability $660,000 USD -36%
Depreciation $494,000 USD -7.5%
Payments to Acquire Property, Plant, and Equipment $166,000 USD -79%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $10,801,000 USD 13%
Lessee, Operating Lease, Liability, to be Paid $686,000 USD -38%
Property, Plant and Equipment, Gross $68,020,000 USD 2.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two $208,000 USD -25%
Lessee, Operating Lease, Liability, to be Paid, Year One $278,000 USD -27%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $26,000 USD -61%
Lessee, Operating Lease, Liability, to be Paid, Year Three $24,000 USD -88%
Deferred Tax Assets, Operating Loss Carryforwards $506,000 USD -6.3%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $24,000 USD -88%
Operating Lease, Payments $412,000 USD -4.4%
Share-based Payment Arrangement, Expense $420,000 USD -17%