UNITED BANKSHARES INC/WV financial data

Symbol
UBSI on Nasdaq
Location
Charleston, WV
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 27 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 513% % 0.52%
Return On Equity 8.6% % 13%
Return On Assets 1.4% % 13%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 139,419,485 shares -2.6%
Entity Public Float $4,995,534,716 USD 19%
Common Stock, Value, Issued $377,142,000 USD 5.7%
Weighted Average Number of Shares Outstanding, Basic 140,481,000 shares 3.9%
Weighted Average Number of Shares Outstanding, Diluted 140,980,000 shares 3.9%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $583,400,000 USD 26%
Income Tax Expense (Benefit) $118,797,000 USD 30%
Net Income (Loss) Attributable to Parent $464,603,000 USD 25%
Earnings Per Share, Basic 3.28 USD/shares 19%
Earnings Per Share, Diluted 3.27 USD/shares 19%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $208,831,000 USD 12%
Operating Lease, Right-of-Use Asset $89,312,000 USD 9.3%
Goodwill $2,018,848,000 USD 6.9%
Assets $33,660,281,000 USD 12%
Liabilities $28,164,298,000 USD 13%
Accumulated Other Comprehensive Income (Loss), Net of Tax $138,927,000 USD 38%
Retained Earnings (Accumulated Deficit) $2,170,327,000 USD 13%
Stockholders' Equity Attributable to Parent $5,495,983,000 USD 10%
Liabilities and Equity $33,660,281,000 USD 12%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $119,982,000 USD -3.5%
Net Cash Provided by (Used in) Financing Activities $216,631,000 USD 1741%
Net Cash Provided by (Used in) Investing Activities $18,674,000 USD -668%
Common Stock, Shares Authorized 200,000,000 shares 0%
Common Stock, Shares, Issued 150,856,999 shares 5.7%
Common Stock, Par or Stated Value Per Share 2.5 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $2,542,250,000 USD 11%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $175,373,000 USD -12%
Operating Lease, Liability $95,392,000 USD 9.9%
Payments to Acquire Property, Plant, and Equipment $3,895,000 USD -18%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $549,579,000 USD 34%
Lessee, Operating Lease, Liability, to be Paid $110,352,000 USD 12%
Property, Plant and Equipment, Gross $473,326,000 USD 12%
Lessee, Operating Lease, Liability, to be Paid, Year Two $17,451,000 USD 13%
Lessee, Operating Lease, Liability, to be Paid, Year One $18,633,000 USD 8.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.0362 pure 14%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $14,960,000 USD 29%
Lessee, Operating Lease, Liability, to be Paid, Year Three $15,279,000 USD 12%
Deferred Tax Assets, Operating Loss Carryforwards $2,724,000 USD
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 50,000,000 shares 0%
Unrecognized Tax Benefits $956,000 USD -55%
Lessee, Operating Lease, Liability, to be Paid, Year Four $13,147,000 USD 13%
Operating Lease, Payments $19,739,000 USD -0.81%
Share-based Payment Arrangement, Expense $13,089,000 USD 7.9%
Interest Expense $583,689,000 USD -1.2%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%