Community Financial System, Inc. financial data

Symbol
CBU on NYSE
Location
5790 Widewaters Pkwy, Dewitt, NY
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 800 % -4.28%
Return On Equity 11.1 % +13.5%
Return On Assets 1.23 % +18.2%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 52.7M shares +0.19%
Entity Public Float 2.46B USD -0.82%
Weighted Average Number of Shares Outstanding, Basic 52.7M shares +0.32%
Weighted Average Number of Shares Outstanding, Diluted 52.8M shares +0.24%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 799M USD +9.59%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 268M USD +24.1%
Income Tax Expense (Benefit) 62.2M USD +25.5%
Net Income (Loss) Attributable to Parent 206M USD +23.7%
Earnings Per Share, Basic 3 USD/shares +24%
Earnings Per Share, Diluted 3 USD/shares +24%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 245M USD -29.1%
Property, Plant and Equipment, Net 213M USD +19.2%
Operating Lease, Right-of-Use Asset 46.2M USD +15.5%
Intangible Assets, Net (Excluding Goodwill) 48.1M USD -14%
Goodwill 856M USD +0.39%
Assets 17B USD +3.37%
Liabilities 15B USD +2.73%
Accumulated Other Comprehensive Income (Loss), Net of Tax -453M USD +8.27%
Retained Earnings (Accumulated Deficit) 1.36B USD +8.66%
Stockholders' Equity Attributable to Parent 1.94B USD +8.63%
Liabilities and Equity 17B USD +3.37%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 62.5M USD -21.8%
Net Cash Provided by (Used in) Financing Activities 289M USD +2.35%
Net Cash Provided by (Used in) Investing Activities -30.3M USD +85.9%
Common Stock, Shares Authorized 75M shares 0%
Common Stock, Shares, Issued 54.9M shares +0.57%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 245M USD -29.1%
Interest Paid, Excluding Capitalized Interest, Operating Activities 47.6M USD +5.88%
Deferred Tax Assets, Gross 203M USD +3.5%
Operating Lease, Liability 48.9M USD +18.2%
Depreciation 14.7M USD +12.8%
Payments to Acquire Property, Plant, and Equipment 10.6M USD +312%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 247M USD -32.2%
Lessee, Operating Lease, Liability, to be Paid 58M USD +21.4%
Property, Plant and Equipment, Gross 329M USD +6.74%
Lessee, Operating Lease, Liability, to be Paid, Year Two 9.52M USD +10.8%
Lessee, Operating Lease, Liability, to be Paid, Year One 10.8M USD +11.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 9.08M USD +42.2%
Lessee, Operating Lease, Liability, to be Paid, Year Three 7.34M USD -0.56%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 500K shares 0%
Unrecognized Tax Benefits 2.47M USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 5.89M USD +11.9%
Additional Paid in Capital 1.08B USD +1.46%
Amortization of Intangible Assets 13.5M USD -5.83%
Interest Expense 195M USD +7.19%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%