COMMUNITY FINANCIAL SYSTEM, INC. financial data

Symbol
CBU on NYSE
Location
Dewitt, NY
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 27 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 783% % -6.6%
Return On Equity 11% % 3.5%
Return On Assets 1.2% % 10%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 52,723,931 shares 0.02%
Entity Public Float $2,983,297,493 USD 21%
Weighted Average Number of Shares Outstanding, Basic 52,700,000 shares -0.1%
Weighted Average Number of Shares Outstanding, Diluted 52,821,000 shares -0.12%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $818,007,000 USD 9.6%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $275,394,000 USD 16%
Income Tax Expense (Benefit) $64,939,000 USD 20%
Net Income (Loss) Attributable to Parent $210,455,000 USD 15%
Earnings Per Share, Basic 3.98 USD/shares 16%
Earnings Per Share, Diluted 3.97 USD/shares 15%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $301,755,000 USD 53%
Property, Plant and Equipment, Net $246,505,000 USD 34%
Operating Lease, Right-of-Use Asset $53,175,000 USD 15%
Intangible Assets, Net (Excluding Goodwill) $48,130,000 USD -14%
Goodwill $887,975,000 USD 4.1%
Assets $17,303,296,000 USD 5.6%
Liabilities $15,297,262,000 USD 4.6%
Accumulated Other Comprehensive Income (Loss), Net of Tax $418,990,000 USD 24%
Retained Earnings (Accumulated Deficit) $1,387,636,000 USD 8.8%
Stockholders' Equity Attributable to Parent $2,006,034,000 USD 14%
Liabilities and Equity $17,303,296,000 USD 5.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $62,509,000 USD -22%
Net Cash Provided by (Used in) Financing Activities $288,819,000 USD 2.3%
Net Cash Provided by (Used in) Investing Activities $30,311,000 USD 86%
Common Stock, Shares Authorized 75,000,000 shares 0%
Common Stock, Shares, Issued 54,907,426 shares 0.39%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $301,755,000 USD 53%
Interest Paid, Excluding Capitalized Interest, Operating Activities $47,641,000 USD 5.9%
Deferred Tax Assets, Gross $173,196,000 USD -18%
Operating Lease, Liability $56,728,000 USD 16%
Depreciation $15,577,000 USD 14%
Payments to Acquire Property, Plant, and Equipment $10,555,000 USD 312%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $339,550,000 USD 78%
Lessee, Operating Lease, Liability, to be Paid $67,824,000 USD 17%
Property, Plant and Equipment, Gross $347,003,000 USD 23%
Lessee, Operating Lease, Liability, to be Paid, Year Two $9,878,000 USD 3.8%
Lessee, Operating Lease, Liability, to be Paid, Year One $11,824,000 USD 9.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.0438 pure 3.5%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $11,096,000 USD 22%
Lessee, Operating Lease, Liability, to be Paid, Year Three $8,049,000 USD 9.7%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 500,000 shares 0%
Unrecognized Tax Benefits $2,471,000 USD 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $6,702,000 USD 14%
Additional Paid in Capital $1,088,047,000 USD 1.2%
Amortization of Intangible Assets $13,846,000 USD -2.9%
Interest Expense $192,725,000 USD -0.87%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%