COMMUNITY FINANCIAL SYSTEM, INC. financial data

Symbol
CBU on NYSE
Location
Dewitt, NY
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 800% % -4.3%
Return On Equity 11% % 14%
Return On Assets 1.2% % 18%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 52,661,489 shares 0.19%
Entity Public Float $2,455,654,871 USD -0.82%
Weighted Average Number of Shares Outstanding, Basic 52,689,000 shares 0.32%
Weighted Average Number of Shares Outstanding, Diluted 52,804,000 shares 0.24%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $798,843,000 USD 9.6%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $268,014,000 USD 24%
Income Tax Expense (Benefit) $62,188,000 USD 25%
Net Income (Loss) Attributable to Parent $205,826,000 USD 24%
Earnings Per Share, Basic 3 USD/shares 24%
Earnings Per Share, Diluted 3 USD/shares 24%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $245,247,000 USD -29%
Property, Plant and Equipment, Net $212,667,000 USD 19%
Operating Lease, Right-of-Use Asset $46,240,000 USD 15%
Intangible Assets, Net (Excluding Goodwill) $48,130,000 USD -14%
Goodwill $855,790,000 USD 0.39%
Assets $16,957,804,000 USD 3.4%
Liabilities $15,018,854,000 USD 2.7%
Accumulated Other Comprehensive Income (Loss), Net of Tax $453,164,000 USD 8.3%
Retained Earnings (Accumulated Deficit) $1,357,973,000 USD 8.7%
Stockholders' Equity Attributable to Parent $1,938,950,000 USD 8.6%
Liabilities and Equity $16,957,804,000 USD 3.4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $62,509,000 USD -22%
Net Cash Provided by (Used in) Financing Activities $288,819,000 USD 2.3%
Net Cash Provided by (Used in) Investing Activities $30,311,000 USD 86%
Common Stock, Shares Authorized 75,000,000 shares 0%
Common Stock, Shares, Issued 54,886,008 shares 0.57%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $245,247,000 USD -29%
Interest Paid, Excluding Capitalized Interest, Operating Activities $47,641,000 USD 5.9%
Deferred Tax Assets, Gross $202,664,000 USD 3.5%
Operating Lease, Liability $48,947,000 USD 18%
Depreciation $14,741,000 USD 13%
Payments to Acquire Property, Plant, and Equipment $10,555,000 USD 312%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $246,694,000 USD -32%
Lessee, Operating Lease, Liability, to be Paid $58,031,000 USD 21%
Property, Plant and Equipment, Gross $329,303,000 USD 6.7%
Lessee, Operating Lease, Liability, to be Paid, Year Two $9,520,000 USD 11%
Lessee, Operating Lease, Liability, to be Paid, Year One $10,808,000 USD 12%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $9,084,000 USD 42%
Lessee, Operating Lease, Liability, to be Paid, Year Three $7,338,000 USD -0.56%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 500,000 shares 0%
Unrecognized Tax Benefits $2,471,000 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $5,892,000 USD 12%
Additional Paid in Capital $1,084,821,000 USD 1.5%
Amortization of Intangible Assets $13,546,000 USD -5.8%
Interest Expense $194,641,000 USD 7.2%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%