ARROW FINANCIAL CORP financial data

Symbol
AROW on Nasdaq
Location
Glens Falls, NY
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 06 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 977% % -3.5%
Return On Equity 11% % 38%
Return On Assets 0.98% % 43%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 16,511,643 shares -0.98%
Common Stock, Shares, Outstanding 16,445,342 shares -1.8%
Entity Public Float $426,347,636 USD -2.1%
Common Stock, Value, Issued $22,067,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 16,502,724 shares -1.4%
Weighted Average Number of Shares Outstanding, Diluted 16,505,470 shares -1.4%

Income Statement

Label TTM Value / Value Unit Change %
Income Tax Expense (Benefit) $11,435,000 USD 49%
Net Income (Loss) Attributable to Parent $43,953,000 USD 48%
Earnings Per Share, Basic 2.65 USD/shares 50%
Earnings Per Share, Diluted 2.65 USD/shares 50%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $55,327,000 USD -0.19%
Operating Lease, Right-of-Use Asset $4,177,000 USD -9.7%
Goodwill $23,789,000 USD 0%
Assets $4,445,862,000 USD 3.2%
Liabilities $4,014,010,000 USD 2.8%
Accumulated Other Comprehensive Income (Loss), Net of Tax $4,037,000 USD 78%
Retained Earnings (Accumulated Deficit) $102,271,000 USD 32%
Stockholders' Equity Attributable to Parent $431,852,000 USD 7.7%
Liabilities and Equity $4,445,862,000 USD 3.2%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $10,070,000 USD -2.7%
Net Cash Provided by (Used in) Financing Activities $131,747,000 USD -21%
Net Cash Provided by (Used in) Investing Activities $5,083,000 USD
Common Stock, Shares Authorized 30,000,000 shares 0%
Common Stock, Shares, Issued 22,066,559 shares 0%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $146,900,000 USD 5%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $214,183,000 USD 39%
Interest Paid, Excluding Capitalized Interest, Operating Activities $18,718,000 USD 1.1%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $20,696,000 USD -18%
Operating Lease, Liability $4,392,000 USD -9.3%
Payments to Acquire Property, Plant, and Equipment $1,274,000 USD 10%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $58,369,000 USD 31%
Lessee, Operating Lease, Liability, to be Paid $5,198,000 USD -10%
Property, Plant and Equipment, Gross $111,207,000 USD 3.7%
Operating Lease, Weighted Average Discount Rate, Percent 0.0344 pure 2.1%
Deferred Income Tax Expense (Benefit) $854,000 USD -230%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $806,000 USD -15%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Operating Lease, Payments $188,000 USD 21%
Additional Paid in Capital $414,506,000 USD 0.25%
Deferred Tax Assets, Net of Valuation Allowance $20,696,000 USD -18%
Interest Expense $76,983,000 USD -7.5%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%