AMERISERV FINANCIAL INC /PA/ financial data

Symbol
ASRV on Nasdaq
Location
Johnstown, PA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 18 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1172% % -4.5%
Return On Equity 4.9% % 45%
Return On Assets 0.39% % 51%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 16,964,267 shares 2.7%
Common Stock, Shares, Outstanding 16,522,267 shares 0.02%
Entity Public Float $46,410,960 USD 37%
Common Stock, Value, Issued $270,000 USD 0.75%
Weighted Average Number of Shares Outstanding, Basic 16,519,809 shares -1.7%
Weighted Average Number of Shares Outstanding, Diluted 16,529,893 shares -1.6%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $14,634,000 USD -6.3%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $6,796,000 USD 54%
Income Tax Expense (Benefit) $1,184,000 USD 48%
Net Income (Loss) Attributable to Parent $5,612,000 USD 56%
Earnings Per Share, Basic 0.34 USD/shares 62%
Earnings Per Share, Diluted 0.34 USD/shares 62%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $370,000 USD -78%
Property, Plant and Equipment, Net $13,929,000 USD -2.1%
Operating Lease, Right-of-Use Asset $1,395,000 USD -10%
Goodwill $13,611,000 USD 0%
Assets $1,453,813,000 USD 2.2%
Deferred Income Tax Liabilities, Net $1,636,000 USD
Liabilities $1,334,501,000 USD 1.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax $7,349,000 USD 51%
Retained Earnings (Accumulated Deficit) $64,112,000 USD 6%
Stockholders' Equity Attributable to Parent $119,312,000 USD 11%
Liabilities and Equity $1,453,813,000 USD 2.2%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $599,000 USD
Net Cash Provided by (Used in) Financing Activities $7,723,000 USD
Net Cash Provided by (Used in) Investing Activities $2,438,000 USD -119%
Common Stock, Shares Authorized 30,000,000 shares 0%
Common Stock, Shares, Issued 26,779,089 shares 0.01%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $50,891,000 USD 187%
Interest Paid, Excluding Capitalized Interest, Operating Activities $7,459,000 USD -8.3%
Deferred Tax Assets, Valuation Allowance $0 USD
Operating Lease, Liability $1,426,000 USD -9.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $13,346,000 USD 57%
Lessee, Operating Lease, Liability, to be Paid $1,680,000 USD -11%
Property, Plant and Equipment, Gross $38,863,000 USD -3.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.043 pure -0.23%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $254,000 USD -20%
Deferred Tax Assets, Operating Loss Carryforwards $448,000 USD -4.5%
Unrecognized Tax Benefits $0 USD
Operating Lease, Payments $44,000 USD 4.8%
Amortization of Intangible Assets $6,000 USD -14%
Deferred Tax Assets, Net of Valuation Allowance $7,155,000 USD -23%
Interest Expense $29,091,000 USD -4.5%