OLD SECOND BANCORP INC financial data

Symbol
OSBC on Nasdaq
Location
Aurora, IL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 716% % -13.1%
Return On Equity 9.57% % -30.4%
Return On Assets 1.17% % -20.8%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 52,669,224 shares 17.4%
Common Stock, Shares, Outstanding 52,664,535 shares 17.4%
Entity Public Float $636,000,000 USD 13.8%
Common Stock, Value, Issued $53,015,000 USD 18.1%
Weighted Average Number of Shares Outstanding, Basic 52,686,391 shares 17.5%
Weighted Average Number of Shares Outstanding, Diluted 53,509,690 shares 17.1%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $93,853,000 USD -16.6%
Income Tax Expense (Benefit) $23,220,000 USD -17.5%
Net Income (Loss) Attributable to Parent $70,633,000 USD -16.3%
Earnings Per Share, Basic 1 USD/shares -18.1%
Earnings Per Share, Diluted 1 USD/shares -18.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $116,525,000 USD 0.66%
Deferred Income Tax Assets, Net $33,374,000 USD 51.5%
Property, Plant and Equipment, Net $87,714,000 USD 5.98%
Operating Lease, Right-of-Use Asset $7,359,000 USD 3.75%
Intangible Assets, Net (Excluding Goodwill) $24,927,000 USD 163%
Goodwill $130,262,000 USD 50.6%
Assets $6,991,754,000 USD 23.3%
Liabilities $6,125,069,000 USD 22.2%
Accumulated Other Comprehensive Income (Loss), Net of Tax $-32,294,000 USD 20.1%
Retained Earnings (Accumulated Deficit) $512,131,000 USD 13.1%
Stockholders' Equity Attributable to Parent $866,685,000 USD 31%
Liabilities and Equity $6,991,754,000 USD 23.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $17,838,000 USD -62.4%
Net Cash Provided by (Used in) Financing Activities $62,217,000 USD
Net Cash Provided by (Used in) Investing Activities $76,737,000 USD -18.3%
Common Stock, Shares Authorized 120,000,000 shares 100%
Common Stock, Shares, Issued 53,015,496 shares 18.1%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $156,792,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $116,525,000 USD 0.66%
Deferred Tax Assets, Gross $24,534,000 USD 2.06%
Operating Lease, Liability $12,465,000 USD 7.66%
Payments to Acquire Property, Plant, and Equipment $1,609,000 USD -51.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $78,739,000 USD -41.5%
Lessee, Operating Lease, Liability, to be Paid $15,117,000 USD
Property, Plant and Equipment, Gross $166,634,000 USD 8.71%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,903,000 USD 86.4%
Lessee, Operating Lease, Liability, to be Paid, Year One $2,095,000 USD 77.7%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $2,652,000 USD
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,847,000 USD 128%
Preferred Stock, Shares Authorized 300,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,756,000 USD 128%
Additional Paid in Capital $340,108,000 USD 65.9%
Amortization of Intangible Assets $4,026,000 USD 73%
Depreciation, Depletion and Amortization $1,408,000 USD 4.3%
Share-based Payment Arrangement, Expense $1,400,000 USD 16.7%
Interest Expense $53,383,000 USD 12.4%