Return On Equity
15%
Trailing 12 months · Through 30 Jun 2025
YoY relative change: +400%
CoreCard Corp financial metrics
Period Q2 2025 · Filed 14 Aug 2025
Key metrics snapshot
Return On Assets
12%
Trailing 12 months · Through 30 Jun 2025
YoY relative change: +385%
Current Ratio
4.29x
Period-end balance · Through 30 Jun 2025
YoY relative change: -15%
Quick Ratio
3.13x
Period-end balance · Through 30 Jun 2025
YoY relative change: -16%
NetIncomeLoss YoY
404%
Trailing 12 months · Through 30 Jun 2025
Profitability
| Metric | Latest value | YoY relative change |
|---|---|---|
| Return On Equity |
15%
Trailing 12 months · 30 Jun 2025
|
+400% |
| Return On Assets |
12%
Trailing 12 months · 30 Jun 2025
|
+385% |
Financial Health
| Metric | Latest value | YoY relative change |
|---|---|---|
| Current Ratio |
4.29x
Period-end balance · 30 Jun 2025
|
-15% |
| Quick Ratio |
3.13x
Period-end balance · 30 Jun 2025
|
-16% |
Growth
| Metric | Latest value | YoY relative change |
|---|---|---|
| NetIncomeLoss YoY |
404%
Trailing 12 months · 30 Jun 2025
|
Share Metrics
| Metric | Latest value | YoY relative change |
|---|---|---|
| Entity Common Stock, Shares Outstanding |
7,792,382
Period-end balance · 31 Jul 2025
|
-2.9% |
| Common Stock, Shares, Outstanding |
7,792,382
Period-end balance · 30 Jun 2025
|
-2.9% |
| Common Stock, Value, Issued |
$92,000
Period-end balance · 30 Jun 2025
|
+1.1% |
| Weighted Average Number of Shares Outstanding, Basic |
7,790,481
Reported period · 30 Jun 2025
|
-3.6% |
| Weighted Average Number of Shares Outstanding, Diluted |
8,116,928
Reported period · 30 Jun 2025
|
-0.32% |
Supporting Metrics
These supporting metrics stay fully source-backed for deeper research. Scan the latest value and reported period first, then open a metric page when you need the full filing trail.
| Metric | Latest value | YoY relative change |
|---|---|---|
| Accounts Payable, Current |
$1,710,000
Period-end balance · 30 Jun 2025
|
+48% |
| Accounts Receivable, after Allowance for Credit Loss, Current |
$6,767,000
Period-end balance · 30 Jun 2025
|
-4.6% |
| Accrued Liabilities, Current |
$462,000
Period-end balance · 30 Jun 2025
|
-53% |
| Accumulated Other Comprehensive Income (Loss), Net of Tax |
-$459,000
Period-end balance · 30 Jun 2025
|
-11575% |
| Additional Paid in Capital |
$19,022,000
Period-end balance · 30 Jun 2025
|
|
| Assets |
$70,928,000
Period-end balance · 30 Jun 2025
|
+15% |
| Assets, Current |
$45,837,000
Period-end balance · 30 Jun 2025
|
+13% |
| Cash and Cash Equivalents, at Carrying Value |
$26,621,000
Period-end balance · 30 Jun 2025
|
+18% |
| Common Stock, Par or Stated Value Per Share |
0.01
Period-end balance · 30 Jun 2025
|
0% |
| Common Stock, Shares Authorized |
20,000,000
Period-end balance · 30 Jun 2025
|
0% |
| Common Stock, Shares, Issued |
9,032,643
Period-end balance · 30 Jun 2025
|
+0.06% |
| Comprehensive Income (Loss), Net of Tax, Attributable to Parent |
$7,549,000
Trailing 12 months · 30 Jun 2025
|
+350% |
| Contract with Customer, Liability, Current |
$2,084,000
Period-end balance · 30 Jun 2025
|
|
| Contract with Customer, Liability, Noncurrent |
$109,000
Period-end balance · 30 Jun 2025
|
|
| Cost of Revenue |
$36,197,000
Trailing 12 months · 30 Jun 2025
|
+0.38% |
| Earnings Per Share, Basic |
1
Trailing 12 months · 30 Jun 2025
|
+432% |
| Earnings Per Share, Diluted |
0
Trailing 12 months · 30 Jun 2025
|
+421% |
| Employee-related Liabilities, Current |
$4,192,000
Period-end balance · 30 Jun 2025
|
+95% |
| General and Administrative Expense |
$6,682,000
Trailing 12 months · 30 Jun 2025
|
+29% |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest |
$10,336,000
Trailing 12 months · 30 Jun 2025
|
+392% |
| Income Tax Expense (Benefit) |
$2,324,000
Trailing 12 months · 30 Jun 2025
|
+357% |
| Lessee, Operating Lease, Liability, to be Paid |
$5,594,000
Period-end balance · 30 Jun 2025
|
+45% |
| Lessee, Operating Lease, Liability, to be Paid, Year Four |
$763,000
Period-end balance · 30 Jun 2025
|
+88% |
| Lessee, Operating Lease, Liability, to be Paid, Year One |
$1,625,000
Period-end balance · 30 Jun 2025
|
+47% |
| Lessee, Operating Lease, Liability, to be Paid, Year Three |
$1,067,000
Period-end balance · 30 Jun 2025
|
+117% |
| Lessee, Operating Lease, Liability, to be Paid, Year Two |
$1,123,000
Period-end balance · 30 Jun 2025
|
+10% |
| Lessee, Operating Lease, Liability, Undiscounted Excess Amount |
$856,000
Period-end balance · 30 Jun 2025
|
|
| Liabilities |
$14,612,000
Period-end balance · 30 Jun 2025
|
|
| Liabilities and Equity |
$70,928,000
Period-end balance · 30 Jun 2025
|
+15% |
| Liabilities, Current |
$10,675,000
Period-end balance · 30 Jun 2025
|
+33% |
| Marketable Securities, Current |
$5,642,000
Period-end balance · 30 Jun 2025
|
+7.3% |
| Operating Income (Loss) |
$10,333,000
Trailing 12 months · 30 Jun 2025
|
+316% |
| Operating Lease, Liability |
$4,738,000
Period-end balance · 30 Jun 2025
|
|
| Operating Lease, Liability, Noncurrent |
$3,407,000
Period-end balance · 30 Jun 2025
|
+56% |
| Operating Lease, Weighted Average Discount Rate, Percent |
0.07
Period-end balance · 30 Jun 2025
|
+16% |
| Other Assets, Current |
$6,807,000
Period-end balance · 30 Jun 2025
|
+19% |
| Other Assets, Noncurrent |
$8,079,000
Period-end balance · 30 Jun 2025
|
+49% |
| Other Liabilities, Noncurrent |
$421,000
Period-end balance · 30 Jun 2025
|
+35% |
| Property, Plant and Equipment, Net |
$13,833,000
Period-end balance · 30 Jun 2025
|
+17% |
| Research and Development Expense |
$11,213,000
Trailing 12 months · 30 Jun 2025
|
+35% |
| Retained Earnings (Accumulated Deficit) |
$65,658,000
Period-end balance · 30 Jun 2025
|
+14% |
| Share-based Payment Arrangement, Expense |
$1,868,000
Trailing 12 months · 30 Jun 2025
|
+329% |
| Stockholders' Equity Attributable to Parent |
$56,316,000
Period-end balance · 30 Jun 2025
|
+11% |
| Unrecognized Tax Benefits |
$0
Period-end balance · 30 Jun 2025
|
Comparisons, sources and research notes
Sources and sharing
CoreCard Corp Financial Facts
- Context
- Latest metrics period: Q2 2025
- Latest reported value
- Return On Equity 15%
Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open metric pages to inspect the reported history.
Tracking and update notes
Why revisit this company facts page
Company facts change as new 10-Q and 10-K filings update the latest reported period, headline values, and cross-company comparison context.
- Latest source-backed update
- Latest metrics period Q2 2025
- Why come back
- Use the next filing cycle to compare new facts against this baseline and then verify the detailed metric history.
- Current latest metrics period: Q2 2025.
- Most recent SEC facts end date on this page: 31 Jul 2025.
- Save this filer to return when the next filing-backed metric period changes the picture.
Freshness comes from the latest SEC company facts period available for this filer and the linked metric history pages.
Latest update
Latest update for CoreCard Corp
Latest financial period: Q2 2025. Reopen this facts page to verify the newest reported period against the prior baseline.
Update date
14 Aug 2025
Page type
Company facts
Latest period
Q2 2025
SEC-backed company facts were refreshed from filings filed on 14 Aug 2025.
Benchmark Context
How Return On Equity compares
Return On Equity is up about 400% versus the comparable prior period.
Compared with
Compared with CoreCard Corp's recent history first. Same-industry peer context appears only when enough SEC-backed benchmark coverage exists.
Why this is notable
Return On Equity already has a self-history signal here, but same-industry benchmark context waits until the benchmark sample is strong enough.
- Latest comparable period on this page: Q2 2025.
- Peer context will appear when enough companies report a comparable value for this metric.
- Open the metric history first if you want to verify the exact period-to-period change.
Industry benchmark context uses SEC-reported values from the same methodology version. Latest periods may differ across companies.
How to read key metrics on this page
These short guides explain what the headline metrics mean, what to compare next, and where to open the live SEC-backed example for this company.
Plain-English Guide
How to read Net Income on this page
Net income is profit after operating costs, interest, taxes, and other non-operating items.
Why people care
It is the bottom-line profit figure many users recognize first, especially when they want to compare earnings with sales or cash flow.
How to read it
Use the same quarter or fiscal year comparison first, then check operating income or cash flow if the bottom line moved sharply.
Compare next
Compare it with operating income, EPS, and operating cash flow to see whether earnings are broad-based or driven by one-off items.
Net income can swing because of tax, financing, or accounting adjustments, so it is often less comparable than core operating metrics.
Open a live SEC-backed example
Filing notes and source
Key facts
- CoreCard Corp financial facts use SEC filings; any third-party reference is labeled separately.
- Latest metrics period on this page: Q2 2025.
- Headline metric: Return On Equity 15%.
Change
- Return On Equity YoY relative change: +400%.
- Most recent SEC facts end date: 31 Jul 2025.
Research use
- This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
- Metric cards link to SEC history; a third-party reference may use a different or unverified reporting period.
Evidence
Based on latest 10-Q/10-K
View source filing
Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open company facts to inspect the reported metric history.
Latest financial snapshot (2025-07-31) highlights Return On Equity 15.0%, Return On Assets 12.1%, and Current Ratio 4.29x.
Valuation Snapshot
SEC-only DCF estimate using a normalized free cash flow base, cash, debt, and reported share count when available.
No market comparison
No market comparison
Low confidence
USD inputs only. Cash and complete debt must share the latest balance date. Missing balances are unknown, never zero; equity value and market EV remain unavailable until both are verified.
Fair value per share
n/a
Market price
n/a
PEG ratio
n/a
Enterprise value
$180.41M
Equity value
n/a
DCF fair value scenarios
Bear
n/a
- Growth
- 9%
- Discount
- 11%
- Terminal
- 2%
Base
n/a
- Growth
- 12%
- Discount
- 10%
- Terminal
- 2.5%
Bull
n/a
- Growth
- 15%
- Discount
- 9%
- Terminal
- 3%
Base growth: Free Cash Flow CAGR (3Y).
Key valuation metrics
EV/Revenue
n/a
Market price market EV / SEC revenue
Market enterprise value is unavailable
EV/EBITDA
n/a
Market price market EV / SEC EBITDA
Market enterprise value is unavailable
P/E
n/a
Market price market price / SEC EPS
Market cap is unavailable
P/S
n/a
Market price market cap / SEC revenue
Market cap is unavailable
P/B
n/a
Market price market cap / SEC equity
Market cap is unavailable
PEG
n/a
P/E / Free Cash Flow CAGR
P/e or positive growth is unavailable
Core assumptions
- Projection
- 5 years
- FCF growth
- 4%
- Discount rate
- 10%
- Terminal growth
- 2.5%
SEC fact inputs
- DCF base FCF
- $8.92M
- Trailing SEC FCF
- Reported FCF
- $8.92M
- Net income
- $8.01M
- EBITDA
- $10.81M
- Cash
- $26.62M
- Debt
- n/a
- Equity
- $56.32M
- Shares
- 8,116,928
Input periods, units and SEC sources
Equity value = DCF enterprise value + cash − debt. Cash flow uses matching annual or trailing-12-month periods.
- Operating cash flow: 14,176,000.0 USD · through 2025-06-30 · prior annual + current YTD − prior YTD SEC source SEC source SEC source
- Capital expenditures: 5,260,000.0 USD · through 2025-06-30 · prior annual + current YTD − prior YTD SEC source SEC source SEC source
- Cash and equivalents: 26,621,000.0 USD · through 2025-06-30 SEC source
- Debt: unavailable on a verified comparable basis
Data confidence notes
- Debt unavailable: no complete usd debt balance at the latest balance date
- Dcf base free cash flow: dcf base starts from trailing sec free cash flow
- Dcf base free cash flow: trailing free cash flow is materially above recent annual free cash flow
- Dcf confidence is low for this sec-only free cash flow estimate
- Ticker missing for issuer
- Debt missing: equity value and market ev unavailable
- Dcf historical free cash flow growth is capped for scenario conservatism
- Peg unavailable: market price is missing
Compare This Company Through SEC-backed Metrics
Use these links to compare CoreCard Corp against other SEC filers on the same metric, then verify the company history from the paired facts page.
NetIncomeLoss YoY
Latest value: 404%
Financial Quality Score
Transparent 0-100 scoring model based on profitability, financial health, and growth factors.
64.7/100
Balanced Confidence medium
Return On Equity
15%
Metric score 40.9/100
Return On Assets
12%
Metric score 100.0/100
Financial Health
- Current Ratio
- 4.29x
- Quick Ratio
- 3.13x
Strengths
Return On Assets and NetIncomeLoss YoY
Watchpoints
No major risk flags from available metrics.
Calculation methodology and other links
How we score
This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.
| Metric | Weight | V1 threshold |
|---|---|---|
| ROIC | 20 | 5% to 20% |
| ROE | 15 | 8% to 25% |
| ROA | 10 | 2% to 10% |
| Operating Margin | 5 | 5% to 25% |
| Current Ratio | 12 | 1.0x to 2.0x |
| Quick Ratio | 8 | 0.8x to 1.5x |
| Debt to Equity | 10 | 0.3x to 2.0x (lower is better) |
| Revenue YoY | 10 | -10% to +20% |
| Net Income YoY | 10 | -10% to +20% |
How Calculated (standard_v1)
Metrics are computed with a market-consensus convention designed for cross-portal comparability.
- Operating Income / Revenues using matching TTM or quarter periods; basis shown per metric
- Current Assets / Current Liabilities (latest instant quarter)
- (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
- Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
- TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
- TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
- TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
- Revenues YoY using available TTM or quarter comparison; basis shown per metric
- Net Income YoY using available TTM or quarter comparison; basis shown per metric
CIK / security context first