WESTAMERICA BANCORPORATION financial data

Symbol
WABC on Nasdaq
Location
San Rafael, CA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 27 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 538% % -15%
Return On Equity 13% % -23%
Return On Assets 2% % -11%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 24,350,014 shares -7%
Common Stock, Shares, Outstanding 24,623,000 shares -7.8%
Entity Public Float $1,179,753,834 USD -4.4%
Common Stock, Value, Issued $439,980,000 USD -7.7%
Weighted Average Number of Shares Outstanding, Basic 25,674,000 shares -3.8%
Weighted Average Number of Shares Outstanding, Diluted 25,674,000 shares -3.8%

Income Statement

Label TTM Value / Value Unit Change %
Income Tax Expense (Benefit) $40,513,000 USD -20%
Net Income (Loss) Attributable to Parent $116,173,000 USD -16%
Earnings Per Share, Basic 4.52 USD/shares -13%
Earnings Per Share, Diluted 4.52 USD/shares -13%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $53,274,000 USD -40%
Property, Plant and Equipment, Net $25,722,000 USD -1.6%
Operating Lease, Right-of-Use Asset $22,206,000 USD 23%
Goodwill $121,673,000 USD 0%
Assets $5,960,180,000 USD -1.9%
Liabilities $5,026,671,000 USD -3.1%
Common Stocks, Including Additional Paid in Capital $476,471,000 USD 0.7%
Accumulated Other Comprehensive Income (Loss), Net of Tax $91,139,000 USD 46%
Retained Earnings (Accumulated Deficit) $584,633,000 USD 0.53%
Stockholders' Equity Attributable to Parent $933,509,000 USD 4.9%
Liabilities and Equity $5,960,180,000 USD -1.9%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $42,394,000 USD -19%
Net Cash Provided by (Used in) Financing Activities $174,835,000 USD -387%
Net Cash Provided by (Used in) Investing Activities $258,283,000 USD 97%
Common Stock, Shares Authorized 150,000,000 shares 0%
Common Stock, Shares, Issued 24,623,000 shares -7.8%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $125,842,000 USD -48%
Interest Paid, Excluding Capitalized Interest, Operating Activities $3,241,000 USD 63%
Operating Lease, Liability $22,206,000 USD 23%
Payments to Acquire Property, Plant, and Equipment $199,000 USD 63%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $193,138,000 USD 20%
Lessee, Operating Lease, Liability, to be Paid $23,970,000 USD 24%
Property, Plant and Equipment, Gross $90,592,000 USD 0.15%
Lessee, Operating Lease, Liability, to be Paid, Year Two $6,117,000 USD 34%
Lessee, Operating Lease, Liability, to be Paid, Year One $6,426,000 USD 3.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.0386 pure 15%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,764,000 USD 38%
Lessee, Operating Lease, Liability, to be Paid, Year Three $5,183,000 USD 40%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $3,410,000 USD 15%
Operating Lease, Payments $1,636,000 USD 0.24%
Deferred Tax Assets, Net of Valuation Allowance $60,505,000 USD -36%
Interest Expense $6,420,000 USD 235%