World Acceptance Corp financial data

Symbol
WRLD on Nasdaq
Location
Greenville, SC
Fiscal year end
March 31
Latest financial report
10-Q - Q3 2025 - Nov 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 153 % -1.64%
Return On Equity 13.7 % -31.5%
Return On Assets 5.43 % -30.7%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 5.04M shares -12.4%
Common Stock, Shares, Outstanding 5.07M shares -12.2%
Entity Public Float 418M USD -17.8%
Common Stock, Value, Issued 0 USD
Weighted Average Number of Shares Outstanding, Basic 5.09M shares -6.88%
Weighted Average Number of Shares Outstanding, Diluted 5.09M shares -8.21%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 571M USD +2.31%
General and Administrative Expense 275M USD +12.3%
Costs and Expenses 499M USD +10.7%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 71.4M USD -33.3%
Income Tax Expense (Benefit) 14.3M USD -38.2%
Net Income (Loss) Attributable to Parent 57.1M USD -31.9%
Earnings Per Share, Basic 10 USD/shares -28.6%
Earnings Per Share, Diluted 10 USD/shares -29%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 14.9M USD +52.7%
Deferred Income Tax Assets, Net 32.5M USD +0.82%
Property, Plant and Equipment, Net 18.5M USD -13.9%
Operating Lease, Right-of-Use Asset 73.1M USD -9.37%
Intangible Assets, Net (Excluding Goodwill) 5.75M USD -36.8%
Goodwill 7.37M USD 0%
Assets 1.06B USD +1.26%
Liabilities 697M USD +10.3%
Retained Earnings (Accumulated Deficit) 92.1M USD -38%
Stockholders' Equity Attributable to Parent 366M USD -12.4%
Liabilities and Equity 1.06B USD +1.26%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 58.2M USD +20.1%
Net Cash Provided by (Used in) Financing Activities 8.51M USD
Net Cash Provided by (Used in) Investing Activities -68.3M USD -90.3%
Common Stock, Shares Authorized 95M shares 0%
Common Stock, Shares, Issued 5.07M shares -12.2%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -1.6M USD -123%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 9.73M USD -17.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities 12.5M USD -18.3%
Deferred Tax Assets, Valuation Allowance 8.7M USD +7.43%
Deferred Tax Assets, Gross 75.4M USD -3.97%
Operating Lease, Liability 75.5M USD -8.89%
Depreciation 1.52M USD -7.69%
Payments to Acquire Property, Plant, and Equipment 1.04M USD -4.13%
Lessee, Operating Lease, Liability, to be Paid 94.1M USD -8.52%
Property, Plant and Equipment, Gross 80.4M USD +1.73%
Lessee, Operating Lease, Liability, to be Paid, Year Two 16.5M USD -3.84%
Lessee, Operating Lease, Liability, to be Paid, Year One 20.1M USD -6.37%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure +15.2%
Deferred Income Tax Expense (Benefit) 4.16M USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 18.6M USD -7.02%
Lessee, Operating Lease, Liability, to be Paid, Year Three 12.3M USD -11.6%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5M shares 0%
Unrecognized Tax Benefits 741K USD -1.03%
Lessee, Operating Lease, Liability, to be Paid, Year Four 8.49M USD -15.5%
Operating Lease, Payments 25.1M USD -0.6%
Additional Paid in Capital 274M USD +1.77%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 3.48M USD -14%
Deferred Tax Assets, Net of Valuation Allowance 66.7M USD -5.28%
Share-based Payment Arrangement, Expense 500K USD 0%
Interest Expense 46.5M USD +6.37%