WORLD ACCEPTANCE CORP financial data

Symbol
WRLD on Nasdaq
Location
Greenville, SC
Fiscal year end
31 March
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 153 % -1.6%
Return On Equity 13.74 % -31.5%
Return On Assets 5.43 % -30.7%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 5,038,077 shares -12.4%
Common Stock, Shares, Outstanding 5,065,827 shares -12.2%
Entity Public Float 417,974,589 USD -17.8%
Common Stock, Value, Issued 0 USD
Weighted Average Number of Shares Outstanding, Basic 5,092,845 shares -6.9%
Weighted Average Number of Shares Outstanding, Diluted 5,092,845 shares -8.2%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 570,822,770 USD +2.3%
General and Administrative Expense 275,491,648 USD +12.3%
Costs and Expenses 499,432,625 USD +10.7%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 71,389,840 USD -33.3%
Income Tax Expense (Benefit) 14,325,904 USD -38.2%
Net Income (Loss) Attributable to Parent 57,064,870 USD -31.9%
Earnings Per Share, Basic 10 USD/shares -28.6%
Earnings Per Share, Diluted 10 USD/shares -29%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 14,882,076 USD +52.7%
Deferred Income Tax Assets, Net 32,495,434 USD +0.82%
Property, Plant and Equipment, Net 18,465,454 USD -13.9%
Operating Lease, Right-of-Use Asset 73,051,103 USD -9.4%
Intangible Assets, Net (Excluding Goodwill) 5,754,942 USD -36.8%
Goodwill 7,370,791 USD 0%
Assets 1,062,361,549 USD +1.3%
Liabilities 696,715,408 USD +10.3%
Retained Earnings (Accumulated Deficit) 92,142,760 USD -38%
Stockholders' Equity Attributable to Parent 365,646,141 USD -12.4%
Liabilities and Equity 1,062,361,549 USD +1.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 58,153,047 USD +20.1%
Net Cash Provided by (Used in) Financing Activities 8,511,162 USD
Net Cash Provided by (Used in) Investing Activities -68,268,213 USD -90.3%
Common Stock, Shares Authorized 95,000,000 shares 0%
Common Stock, Shares, Issued 5,065,827 shares -12.2%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -1,604,004 USD -1.2%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 9,730,296 USD -17.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities 12,458,528 USD -18.3%
Deferred Tax Assets, Valuation Allowance 8,695,894 USD +7.4%
Deferred Tax Assets, Gross 75,439,425 USD -4%
Operating Lease, Liability 75,496,891 USD -8.9%
Depreciation 1,516,849 USD -7.7%
Payments to Acquire Property, Plant, and Equipment 1,038,887 USD -4.1%
Lessee, Operating Lease, Liability, to be Paid 94,129,115 USD -8.5%
Property, Plant and Equipment, Gross 80,435,573 USD +1.7%
Lessee, Operating Lease, Liability, to be Paid, Year Two 16,499,581 USD -3.8%
Lessee, Operating Lease, Liability, to be Paid, Year One 20,123,457 USD -6.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure +15.2%
Deferred Income Tax Expense (Benefit) 4,164,091 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 18,632,224 USD -7%
Lessee, Operating Lease, Liability, to be Paid, Year Three 12,269,897 USD -11.6%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Unrecognized Tax Benefits 740,616 USD -1%
Lessee, Operating Lease, Liability, to be Paid, Year Four 8,488,025 USD -15.5%
Operating Lease, Payments 25,070,082 USD -0.6%
Additional Paid in Capital 273,503,381 USD +1.8%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 3,484,570 USD -14%
Deferred Tax Assets, Net of Valuation Allowance 66,743,531 USD -5.3%
Share-based Payment Arrangement, Expense 500,000 USD 0%
Interest Expense 46,456,477 USD +6.4%