World Acceptance Corp financial data

Symbol
WRLD on Nasdaq
Industry
Personal Credit Institutions
Location
108 Fredrick Street, Greenville, SC
State of incorporation
SC
Fiscal year end
March 31
Latest financial report
10-Q - Q3 2024 - Nov 7, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 156 % -19.6%
Return On Equity 20.1 % +38.7%
Return On Assets 7.84 % +59.3%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 5.75M shares -7.64%
Common Stock, Shares, Outstanding 5.77M shares -7.64%
Entity Public Float 509M USD +30.8%
Common Stock, Value, Issued 0 USD
Weighted Average Number of Shares Outstanding, Basic 5.47M shares -5.38%
Weighted Average Number of Shares Outstanding, Diluted 5.55M shares -6.57%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 558M USD -4.39%
General and Administrative Expense 245M USD -8.88%
Costs and Expenses 451M USD -12%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 107M USD +50.2%
Income Tax Expense (Benefit) 23.2M USD +52.7%
Net Income (Loss) Attributable to Parent 83.8M USD +49.5%
Earnings Per Share, Basic 15 USD/shares +54%
Earnings Per Share, Diluted 14.7 USD/shares +54.5%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 9.75M USD -48.1%
Deferred Income Tax Assets, Net 32.2M USD -23%
Property, Plant and Equipment, Net 21.4M USD -9.5%
Operating Lease, Right-of-Use Asset 80.6M USD +0.26%
Intangible Assets, Net (Excluding Goodwill) 9.11M USD -30.8%
Goodwill 7.37M USD 0%
Assets 1.05B USD -5.11%
Liabilities 632M USD -9.2%
Retained Earnings (Accumulated Deficit) 149M USD +21.1%
Stockholders' Equity Attributable to Parent 417M USD +1.82%
Liabilities and Equity 1.05B USD -5.11%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 48.4M USD -18.9%
Net Cash Provided by (Used in) Financing Activities -13.3M USD -47.9%
Net Cash Provided by (Used in) Investing Activities -35.9M USD +30.1%
Common Stock, Shares Authorized 95M shares 0%
Common Stock, Shares, Issued 5.77M shares -7.64%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -720K USD -38.5%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 9.75M USD -48.1%
Interest Paid, Excluding Capitalized Interest, Operating Activities 15.3M USD -11.8%
Deferred Tax Assets, Valuation Allowance 8.09M USD -46.8%
Deferred Tax Assets, Gross 78.6M USD -18.9%
Operating Lease, Liability 82.9M USD -0.11%
Depreciation 1.64M USD +4.36%
Payments to Acquire Property, Plant, and Equipment 1.08M USD -34.7%
Lessee, Operating Lease, Liability, to be Paid 103M USD -0.23%
Property, Plant and Equipment, Gross 79.1M USD +5.31%
Lessee, Operating Lease, Liability, to be Paid, Year Two 17.2M USD +0.8%
Lessee, Operating Lease, Liability, to be Paid, Year One 21.5M USD +4.72%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure 0%
Deferred Income Tax Expense (Benefit) -1.48M USD +4.34%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 20M USD -0.75%
Lessee, Operating Lease, Liability, to be Paid, Year Three 13.9M USD +7.26%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5M shares 0%
Unrecognized Tax Benefits 748K USD -8.55%
Lessee, Operating Lease, Liability, to be Paid, Year Four 10M USD -2.74%
Operating Lease, Payments 25.2M USD -1.79%
Additional Paid in Capital 269M USD -6.44%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 4.05M USD -7.05%
Deferred Tax Assets, Net of Valuation Allowance 70.5M USD -13.6%
Share-based Payment Arrangement, Expense 500K USD 0%
Interest Expense 43.7M USD -14.4%