WORLD ACCEPTANCE CORP financial data

Symbol
WRLD on Nasdaq
Location
Greenville, SC
Fiscal year end
31 March
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 153% % -1.6%
Return On Equity 14% % -31%
Return On Assets 5.4% % -31%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 5,038,077 shares -12%
Common Stock, Shares, Outstanding 5,065,827 shares -12%
Entity Public Float $417,974,589 USD -18%
Common Stock, Value, Issued $0 USD
Weighted Average Number of Shares Outstanding, Basic 5,092,845 shares -6.9%
Weighted Average Number of Shares Outstanding, Diluted 5,092,845 shares -8.2%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $570,822,770 USD 2.3%
General and Administrative Expense $275,491,648 USD 12%
Costs and Expenses $499,432,625 USD 11%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $71,389,840 USD -33%
Income Tax Expense (Benefit) $14,325,904 USD -38%
Net Income (Loss) Attributable to Parent $57,064,870 USD -32%
Earnings Per Share, Basic 10 USD/shares -29%
Earnings Per Share, Diluted 10 USD/shares -29%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $14,882,076 USD 53%
Deferred Income Tax Assets, Net $32,495,434 USD 0.82%
Property, Plant and Equipment, Net $18,465,454 USD -14%
Operating Lease, Right-of-Use Asset $73,051,103 USD -9.4%
Intangible Assets, Net (Excluding Goodwill) $5,754,942 USD -37%
Goodwill $7,370,791 USD 0%
Assets $1,062,361,549 USD 1.3%
Liabilities $696,715,408 USD 10%
Retained Earnings (Accumulated Deficit) $92,142,760 USD -38%
Stockholders' Equity Attributable to Parent $365,646,141 USD -12%
Liabilities and Equity $1,062,361,549 USD 1.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $58,153,047 USD 20%
Net Cash Provided by (Used in) Financing Activities $8,511,162 USD
Net Cash Provided by (Used in) Investing Activities $68,268,213 USD -90%
Common Stock, Shares Authorized 95,000,000 shares 0%
Common Stock, Shares, Issued 5,065,827 shares -12%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $1,604,004 USD -123%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $9,730,296 USD -18%
Interest Paid, Excluding Capitalized Interest, Operating Activities $12,458,528 USD -18%
Deferred Tax Assets, Valuation Allowance $8,695,894 USD 7.4%
Deferred Tax Assets, Gross $75,439,425 USD -4%
Operating Lease, Liability $75,496,891 USD -8.9%
Depreciation $1,516,849 USD -7.7%
Payments to Acquire Property, Plant, and Equipment $1,038,887 USD -4.1%
Lessee, Operating Lease, Liability, to be Paid $94,129,115 USD -8.5%
Property, Plant and Equipment, Gross $80,435,573 USD 1.7%
Lessee, Operating Lease, Liability, to be Paid, Year Two $16,499,581 USD -3.8%
Lessee, Operating Lease, Liability, to be Paid, Year One $20,123,457 USD -6.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure 15%
Deferred Income Tax Expense (Benefit) $4,164,091 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $18,632,224 USD -7%
Lessee, Operating Lease, Liability, to be Paid, Year Three $12,269,897 USD -12%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Unrecognized Tax Benefits $740,616 USD -1%
Lessee, Operating Lease, Liability, to be Paid, Year Four $8,488,025 USD -15%
Operating Lease, Payments $25,070,082 USD -0.6%
Additional Paid in Capital $273,503,381 USD 1.8%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $3,484,570 USD -14%
Deferred Tax Assets, Net of Valuation Allowance $66,743,531 USD -5.3%
Share-based Payment Arrangement, Expense $500,000 USD 0%
Interest Expense $46,456,477 USD 6.4%