WORLD ACCEPTANCE CORP financial data

Symbol
WRLD on Nasdaq
Location
Greenville, SC
Fiscal year end
31 March
Latest financial report
10-Q - Q4 2025 - 09 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 167% % 10%
Return On Equity 11% % -43%
Return On Assets 4% % -47%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4,936,879 shares -14%
Common Stock, Shares, Outstanding 4,939,105 shares -15%
Entity Public Float $417,974,589 USD -18%
Common Stock, Value, Issued $0 USD
Weighted Average Number of Shares Outstanding, Basic 4,759,405 shares -12%
Weighted Average Number of Shares Outstanding, Diluted 4,759,405 shares -13%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $573,441,899 USD 2.6%
General and Administrative Expense $286,325,348 USD 16%
Costs and Expenses $519,077,852 USD 14%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $54,363,989 USD -47%
Income Tax Expense (Benefit) $11,599,859 USD -49%
Net Income (Loss) Attributable to Parent $42,764,540 USD -47%
Earnings Per Share, Basic 8.02 USD/shares -45%
Earnings Per Share, Diluted 7.81 USD/shares -45%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $10,000,070 USD -2.9%
Deferred Income Tax Assets, Net $32,106,174 USD 0.43%
Property, Plant and Equipment, Net $17,850,427 USD -13%
Operating Lease, Right-of-Use Asset $72,272,797 USD -8.3%
Intangible Assets, Net (Excluding Goodwill) $4,977,897 USD -40%
Goodwill $7,370,791 USD 0%
Assets $1,142,378,711 USD 2.9%
Liabilities $790,776,529 USD 16%
Retained Earnings (Accumulated Deficit) $76,149,548 USD -53%
Stockholders' Equity Attributable to Parent $351,602,182 USD -18%
Liabilities and Equity $1,142,378,711 USD 2.9%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $58,153,047 USD 20%
Net Cash Provided by (Used in) Financing Activities $8,511,162 USD
Net Cash Provided by (Used in) Investing Activities $68,268,213 USD -90%
Common Stock, Shares Authorized 95,000,000 shares 0%
Common Stock, Shares, Issued 4,939,105 shares -15%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $1,604,004 USD -123%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $9,730,296 USD -18%
Interest Paid, Excluding Capitalized Interest, Operating Activities $12,458,528 USD -18%
Deferred Tax Assets, Valuation Allowance $8,695,894 USD 7.4%
Deferred Tax Assets, Gross $75,439,425 USD -4%
Operating Lease, Liability $74,693,579 USD -8%
Depreciation $1,516,849 USD -7.7%
Payments to Acquire Property, Plant, and Equipment $1,038,887 USD -4.1%
Lessee, Operating Lease, Liability, to be Paid $93,257,400 USD -7.6%
Property, Plant and Equipment, Gross $80,435,573 USD 1.7%
Lessee, Operating Lease, Liability, to be Paid, Year Two $17,400,974 USD -3.1%
Lessee, Operating Lease, Liability, to be Paid, Year One $21,027,480 USD -6%
Operating Lease, Weighted Average Discount Rate, Percent 0.074 pure 8.8%
Deferred Income Tax Expense (Benefit) $4,164,091 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $18,563,821 USD -5.9%
Lessee, Operating Lease, Liability, to be Paid, Year Three $13,117,415 USD -9.7%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Unrecognized Tax Benefits $740,616 USD -1%
Lessee, Operating Lease, Liability, to be Paid, Year Four $9,389,802 USD -11%
Operating Lease, Payments $25,026,215 USD -0.92%
Additional Paid in Capital $275,452,634 USD 3.1%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $3,323,589 USD -16%
Deferred Tax Assets, Net of Valuation Allowance $66,743,531 USD -5.3%
Share-based Payment Arrangement, Expense $500,000 USD 0%
Interest Expense $47,948,231 USD 11%