UMB FINANCIAL CORP financial data

Symbol
UMBF, UMBFO on Nasdaq
Location
Kansas City, MO
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 30 Oct 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 956% % -26%
Return On Equity 9.7% % -19%
Return On Assets 0.92% % 6.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 75,954,660 shares 56%
Common Stock, Shares, Outstanding 75,953,713 shares 56%
Entity Public Float $3,711,510,639 USD 39%
Common Stock, Value, Issued $78,666,000 USD 43%
Weighted Average Number of Shares Outstanding, Basic 75,943,943 shares 56%
Weighted Average Number of Shares Outstanding, Diluted 76,366,818 shares 56%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $749,470,000 USD 57%
Income Tax Expense (Benefit) $142,430,000 USD 67%
Net Income (Loss) Attributable to Parent $607,040,000 USD 55%
Earnings Per Share, Basic 8 USD/shares 10%
Earnings Per Share, Diluted 8 USD/shares 10%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $8,841,410,000 USD 22%
Cash, Cash Equivalents, and Short-term Investments $9,730,510,000 USD 25%
Property, Plant and Equipment, Net $398,607,000 USD 80%
Operating Lease, Right-of-Use Asset $47,600,000 USD -4.8%
Goodwill $1,835,298,000 USD 785%
Assets $71,881,181,000 USD 51%
Liabilities $64,437,231,000 USD 47%
Accumulated Other Comprehensive Income (Loss), Net of Tax $324,842,000 USD 18%
Retained Earnings (Accumulated Deficit) $3,559,717,000 USD 16%
Stockholders' Equity Attributable to Parent $7,443,950,000 USD 111%
Liabilities and Equity $71,881,181,000 USD 51%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $363,021,000 USD 547%
Net Cash Provided by (Used in) Financing Activities $1,135,150,000 USD -5.4%
Net Cash Provided by (Used in) Investing Activities $663,204,000 USD 319%
Common Stock, Shares Authorized 160,000,000 shares 100%
Common Stock, Shares, Issued 78,665,809 shares 43%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $2,161,375,000 USD 53%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $8,841,410,000 USD 22%
Interest Paid, Excluding Capitalized Interest, Operating Activities $326,798,000 USD 22%
Deferred Tax Assets, Valuation Allowance $11,106,000 USD 238%
Deferred Tax Assets, Gross $331,286,000 USD 5%
Operating Lease, Liability $55,121,000 USD -6.4%
Payments to Acquire Property, Plant, and Equipment $8,823,000 USD 271%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $678,054,000 USD -14%
Lessee, Operating Lease, Liability, to be Paid $61,383,000 USD -6.7%
Property, Plant and Equipment, Gross $913,229,000 USD 2.2%
Lessee, Operating Lease, Liability, to be Paid, Year Two $11,626,000 USD 5%
Lessee, Operating Lease, Liability, to be Paid, Year One $12,018,000 USD 0.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) $16,710,000 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $6,262,000 USD -8.8%
Lessee, Operating Lease, Liability, to be Paid, Year Three $10,567,000 USD 0.14%
Deferred Tax Assets, Operating Loss Carryforwards $70,200,000 USD 106%
Preferred Stock, Shares Issued 11,500 shares
Preferred Stock, Shares Authorized 11,500 shares
Unrecognized Tax Benefits $8,279,000 USD -24%
Lessee, Operating Lease, Liability, to be Paid, Year Four $8,712,000 USD -8.7%
Preferred Stock, Shares Outstanding 11,500 shares
Amortization of Intangible Assets $69,984,000 USD 793%
Deferred Tax Assets, Net of Valuation Allowance $320,180,000 USD 2.5%
Interest Expense $1,089,574,000 USD 84%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares