CULLEN/FROST BANKERS, INC. financial data

Symbol
CFR, CFR-PB on NYSE
Location
San Antonio, TX
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 05 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1105% % -9.2%
Return On Equity 15% % -1.6%
Return On Assets 1.2% % 7.5%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 63,201,792 shares -1.6%
Entity Public Float $8,200,000,000 USD 28%
Common Stock, Value, Issued $644,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 64,054,228 shares -0.1%
Weighted Average Number of Shares Outstanding, Diluted 64,099,238 shares -0.25%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $2,235,244,000 USD 8.3%
Revenue from Contract with Customer, Excluding Assessed Tax $121,572,000 USD 14%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $771,702,000 USD 11%
Income Tax Expense (Benefit) $123,145,000 USD 8.6%
Net Income (Loss) Attributable to Parent $648,557,000 USD 11%
Earnings Per Share, Basic 9.92 USD/shares 12%
Earnings Per Share, Diluted 9.92 USD/shares 12%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $1,313,225,000 USD 5.4%
Operating Lease, Right-of-Use Asset $259,177,000 USD -4.1%
Assets $53,041,424,000 USD 0.99%
Liabilities $48,468,388,000 USD -0.32%
Accumulated Other Comprehensive Income (Loss), Net of Tax $842,951,000 USD 33%
Retained Earnings (Accumulated Deficit) $4,309,171,000 USD 9.1%
Stockholders' Equity Attributable to Parent $4,573,036,000 USD 17%
Liabilities and Equity $53,041,424,000 USD 0.99%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $296,111,000 USD -161%
Net Cash Provided by (Used in) Financing Activities $266,097,000 USD 80%
Net Cash Provided by (Used in) Investing Activities $1,818,642,000 USD -393%
Common Stock, Shares Authorized 210,000,000 shares 0%
Common Stock, Shares, Issued 64,404,582 shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $8,874,055,000 USD -13%
Deferred Tax Assets, Valuation Allowance $0 USD
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross $389,888,000 USD -22%
Operating Lease, Liability $296,378,000 USD
Payments to Acquire Property, Plant, and Equipment $40,953,000 USD 7.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $1,057,610,000 USD 135%
Lessee, Operating Lease, Liability, to be Paid $364,109,000 USD -4.3%
Property, Plant and Equipment, Gross $1,771,372,000 USD 4.5%
Lessee, Operating Lease, Liability, to be Paid, Year Two $37,525,000 USD 1.4%
Lessee, Operating Lease, Liability, to be Paid, Year One $37,822,000 USD 2.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.0349 pure 3%
Deferred Income Tax Expense (Benefit) $5,372,000 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $67,731,000 USD -6.6%
Lessee, Operating Lease, Liability, to be Paid, Year Three $36,183,000 USD 0.63%
Current Income Tax Expense (Benefit) $117,773,000 USD -5.8%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $32,380,000 USD -4.8%
Operating Lease, Payments $37,100,000 USD 10%
Share-based Payment Arrangement, Expense $24,755,000 USD 25%
Interest Expense $178,487,000 USD -12%