US BANCORP \DE\ financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
USB, USB-PA, USB-PH, USB-PP, USB-PQ, USB-PR, USB-PS on NYSE
Location
Minneapolis, MN
Fiscal year end
31 December
Latest financial report
23 Feb 2026

Shareable Research Card

USB - US BANCORP \DE\ Financial Facts

USB - US BANCORP \DE\ has a source-backed company facts page for reviewing reported financial metrics, periods, and linked metric histories.

Start with the latest metric summary, then open metric histories or cross-company rankings to compare the same SEC-backed facts.

Context
Latest metrics period: Q4 2025
Latest reported value
Return On Equity 12%

Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open metric pages to inspect the reported history.

Open stable link Open latest 10-Q/10-K hub Which companies report the highest revenue?

Quick Takeaways

  • USB - US BANCORP \DE\ financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q4 2025.
  • Headline metric: Return On Equity 12%.

What Changed

  • Return On Equity YoY change: <span class="text-green-600">+11%</span>.
  • Most recent SEC facts end date: 31 Jan 2026.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Source Evidence

Based on latest 10-Q/10-K

Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open company facts to inspect the reported metric history.

See Original Filing

Latest SEC snapshot (2026-01-31) highlights Return On Equity 12.2%, Return On Assets 1.1%, and Operating Margin 39.3%.

Compare This Company Through SEC-backed Metrics

Use these links to compare USB - US BANCORP \DE\ against other SEC filers on the same metric, then verify the company history from the paired facts page.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

39.1/100

Weak Confidence medium

Return On Equity

12%

Metric score 24.6/100

Return On Assets

1.1%

Metric score 0.0/100

Financial Health

Debt to Equity
9.99x

Strengths

Operating Margin and NetIncomeLoss YoY

Watchpoints

Return On Equity, Return On Assets, and Debt-to-equity

Key metrics snapshot

Return On Equity

12%

YoY: +11%

Industry median: 11% (n=100)

View history

Return On Assets

1.1%

YoY: +18%

Industry median: 1.1% (n=100)

View history

Debt-to-equity

9.99x

YoY: -8.2%

Industry median: 8.75x (n=96)

View history

Revenues YoY

4.4%

YoY:

Industry median: 6.5% (n=29)

View history

NetIncomeLoss YoY

20%

YoY:

Industry median: 20% (n=96)

View history

Profitability

Metric Latest value YoY change
Return On Equity 12% +11%
Return On Assets 1.1% +18%
Operating Margin 39%

Financial Health

Metric Latest value YoY change
Debt-to-equity 9.99x -8.2%

Growth

Metric Latest value YoY change
Revenues YoY 4.4%
NetIncomeLoss YoY 20%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 1,553,695,799 -0.4%
Common Stock, Shares, Outstanding 1,600,000,000 0%
Common Stock, Value, Issued $21,000,000 0%
Weighted Average Number of Shares Outstanding, Basic 1,557,000,000 -0.19%
Weighted Average Number of Shares Outstanding, Diluted 1,558,000,000 -0.19%

Additional Metrics

Metric Latest value YoY change
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $9,517,000,000 +20%
Income Tax Expense (Benefit) $1,921,000,000 +22%
Earnings Per Share, Basic 4.62 +22%
Earnings Per Share, Diluted 4.62 +22%
Operating Lease, Right-of-Use Asset $1,195,000,000 +7.3%
Intangible Assets, Net (Excluding Goodwill) $4,904,000,000 -12%
Goodwill $12,635,000,000 +0.79%
Assets $692,345,000,000 +2.1%
Liabilities $626,694,000,000 +1.2%
Accumulated Other Comprehensive Income (Loss), Net of Tax $6,987,000,000 +28%
Retained Earnings (Accumulated Deficit) $80,906,000,000 +5.3%
Stockholders' Equity Attributable to Parent $65,193,000,000 +11%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $65,651,000,000 +11%
Liabilities and Equity $692,345,000,000 +2.1%
Common Stock, Shares Authorized 4,000,000,000 0%
Common Stock, Shares, Issued 2,125,725,742 0%
Common Stock, Par or Stated Value Per Share 0.01 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $46,890,000,000 -17%
Deferred Tax Assets, Valuation Allowance $432,000,000 +11%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 0%
Deferred Tax Assets, Gross $9,140,000,000 -15%
Operating Lease, Liability $1,419,000,000 +3.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $10,347,000,000 +56%
Lessee, Operating Lease, Liability, to be Paid $1,748,000,000 +10%
Lessee, Operating Lease, Liability, to be Paid, Year Two $304,000,000 +4.5%
Lessee, Operating Lease, Liability, to be Paid, Year One $326,000,000 +0.62%
Operating Lease, Weighted Average Discount Rate, Percent 0.041 +2.5%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $329,000,000 +51%
Lessee, Operating Lease, Liability, to be Paid, Year Three $266,000,000 +7.3%
Deferred Federal Income Tax Expense (Benefit) $209,000,000 +13%
Preferred Stock, Shares Authorized 50,000,000 0%
Unrecognized Tax Benefits $267,000,000 +4.3%
Lessee, Operating Lease, Liability, to be Paid, Year Four $225,000,000 +15%
Preferred Stock, Shares Outstanding 243,510 0%
Current State and Local Tax Expense (Benefit) $394,000,000 +41%
Current Federal Tax Expense (Benefit) $1,183,000,000 -5.5%
Amortization of Intangible Assets $498,000,000 -12%
Deferred State and Local Income Tax Expense (Benefit) $99,000,000 +183%
Preferred Stock, Par or Stated Value Per Share 1 0%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY