Open Lending Corp financial data

Symbol
LPRO on Nasdaq
Industry
Personal Credit Institutions
Location
1501 S. Mopac Expressway, Suite #450, Austin, Texas
Fiscal year end
December 31
Former names
Nebula Parent Corp. (to 6/12/2020)
Latest financial report
Q1 2024 - May 8, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 1.44K % -17.5%
Debt-to-equity 79.2 % +3.19%
Return On Equity 6.87 % -73.6%
Return On Assets 3.83 % -74%
Operating Margin 17.6 % -64.2%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 119M shares -3.89%
Common Stock, Shares, Outstanding 119M shares -1.2%
Entity Public Float 800M USD -11.1%
Common Stock, Value, Issued 1.28M USD 0%
Weighted Average Number of Shares Outstanding, Basic 119M shares -3.41%
Weighted Average Number of Shares Outstanding, Diluted 119M shares -3.25%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 110M USD -34.6%
Research and Development Expense 5.82M USD -23.5%
Selling and Marketing Expense 17.3M USD -6.7%
General and Administrative Expense 44.8M USD +15.9%
Operating Income (Loss) 19.3M USD -76.6%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 19.6M USD -75.1%
Income Tax Expense (Benefit) 4.99M USD -78.2%
Net Income (Loss) Attributable to Parent 14.6M USD -73.9%
Earnings Per Share, Basic 0.12 USD/shares -73.3%
Earnings Per Share, Diluted 0.12 USD/shares -73.3%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 247M USD +17.3%
Accounts Receivable, after Allowance for Credit Loss, Current 5.75M USD -13.1%
Other Assets, Current 2.67M USD +45.5%
Assets, Current 290M USD +6.79%
Deferred Income Tax Assets, Net 68M USD +6.34%
Property, Plant and Equipment, Net 4.13M USD +55.1%
Operating Lease, Right-of-Use Asset 3.83M USD -14.2%
Other Assets, Noncurrent 3.63M USD -35.7%
Assets 381M USD +2.07%
Accounts Payable, Current 440K USD -40.6%
Accrued Liabilities, Current 7.9M USD +24%
Liabilities, Current 22.1M USD +32%
Operating Lease, Liability, Noncurrent 3.28M USD -16.6%
Other Liabilities, Noncurrent 5.17M USD +34.4%
Liabilities 169M USD +1.02%
Retained Earnings (Accumulated Deficit) -189M USD +7.19%
Stockholders' Equity Attributable to Parent 212M USD +2.91%
Liabilities and Equity 381M USD +2.07%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 11M USD -62.7%
Net Cash Provided by (Used in) Financing Activities -1.96M USD +91.3%
Net Cash Provided by (Used in) Investing Activities -642K USD -91.6%
Common Stock, Shares Authorized 550M shares 0%
Common Stock, Shares, Issued 128M shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 8.41M USD +23.9%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 255M USD +18.5%
Interest Paid, Excluding Capitalized Interest, Operating Activities 3.54M USD +39.6%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Operating Lease, Liability 4.08M USD -12.1%
Depreciation 1.2M USD +33.3%
Payments to Acquire Property, Plant, and Equipment 0 USD -100%
Lessee, Operating Lease, Liability, to be Paid 4.94M USD -15.3%
Operating Lease, Liability, Current 632K USD +12.7%
Lessee, Operating Lease, Liability, to be Paid, Year Two 945K USD +2.72%
Lessee, Operating Lease, Liability, to be Paid, Year One 919K USD +2.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.08 pure 0%
Deferred Income Tax Expense (Benefit) 2.15M USD +76.4%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 856K USD -28.1%
Lessee, Operating Lease, Liability, to be Paid, Year Three 970K USD +2.65%
Preferred Stock, Shares Issued 0 shares
Deferred Federal Income Tax Expense (Benefit) -2.82M USD +32.3%
Preferred Stock, Shares Authorized 10M shares 0%
Unrecognized Tax Benefits 4M USD +2.56%
Lessee, Operating Lease, Liability, to be Paid, Year Four 996K USD +2.68%
Operating Lease, Payments 896K USD +2.87%
Additional Paid in Capital 499M USD -0.38%
Preferred Stock, Shares Outstanding 0 shares
Current State and Local Tax Expense (Benefit) 1.68M USD -62.8%
Current Federal Tax Expense (Benefit) 10.1M USD -54.2%
Depreciation, Depletion and Amortization 372K USD +52.5%
Deferred Tax Assets, Net of Valuation Allowance 76.1M USD -4.89%
Share-based Payment Arrangement, Expense 9.49M USD +74.2%
Interest Expense 11M USD +48.9%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%