Bread Financial Holdings, Inc. financial data

Symbol
BFH on NYSE
Industry
Personal Credit Institutions
Location
3095 Loyalty Circle, Columbus, Ohio
State of incorporation
Delaware
Fiscal year end
December 31
Former names
ALLIANCE DATA SYSTEMS CORP (to 3/23/2022)
Latest financial report
Q1 2024 - May 2, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 668 % -20.9%
Return On Equity 13.8 % -29.1%
Return On Assets 1.79 % -12.7%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 49.6M shares -1.07%
Entity Public Float 1.6B USD -11.1%
Common Stock, Value, Issued 1M USD 0%
Weighted Average Number of Shares Outstanding, Basic 49.5M shares -1%
Weighted Average Number of Shares Outstanding, Diluted 49.7M shares -0.8%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 518M USD -18.6%
Income Tax Expense (Benefit) 101M USD -39.9%
Net Income (Loss) Attributable to Parent 397M USD -15.2%
Earnings Per Share, Basic 8 USD/shares -14.4%
Earnings Per Share, Diluted 7.96 USD/shares -14.8%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 3.79B USD +4.93%
Property, Plant and Equipment, Net 166M USD -7.78%
Operating Lease, Right-of-Use Asset 98M USD +11.4%
Intangible Assets, Net (Excluding Goodwill) 128M USD -22.4%
Goodwill 634M USD 0%
Assets 22.3B USD +1.5%
Liabilities 19.3B USD +0.07%
Accumulated Other Comprehensive Income (Loss), Net of Tax -22M USD -15.8%
Retained Earnings (Accumulated Deficit) 890M USD +65.7%
Stockholders' Equity Attributable to Parent 3.03B USD +11.6%
Liabilities and Equity 22.3B USD +1.5%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 447M USD +12.3%
Net Cash Provided by (Used in) Financing Activities -975M USD +74.6%
Net Cash Provided by (Used in) Investing Activities 720M USD -77.1%
Common Stock, Shares Authorized 200M shares 0%
Common Stock, Shares, Issued 49.6M shares -1%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 192M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 3.81B USD +4.85%
Interest Paid, Excluding Capitalized Interest, Operating Activities 861M USD +84.8%
Deferred Tax Assets, Valuation Allowance 21M USD -19.2%
Deferred Tax Assets, Gross 756M USD -1.69%
Operating Lease, Liability 148M USD +17.5%
Depreciation 19M USD 0%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 394M USD -14%
Lessee, Operating Lease, Liability, to be Paid 198M USD +22.2%
Property, Plant and Equipment, Gross 482M USD +2.34%
Lessee, Operating Lease, Liability, to be Paid, Year Two 25M USD +25%
Lessee, Operating Lease, Liability, to be Paid, Year One 24M USD +26.3%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure +17.2%
Deferred Income Tax Expense (Benefit) -56M USD -195%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 50M USD +38.9%
Lessee, Operating Lease, Liability, to be Paid, Year Three 24M USD +26.3%
Deferred Federal Income Tax Expense (Benefit) -66M USD +67.2%
Current Income Tax Expense (Benefit) 299M USD -6.85%
Unrecognized Tax Benefits 215M USD -11.2%
Lessee, Operating Lease, Liability, to be Paid, Year Four 21M USD +16.7%
Operating Lease, Payments 27M USD +17.4%
Additional Paid in Capital 2.17B USD -1.05%
Current State and Local Tax Expense (Benefit) 37M USD -9.76%
Current Federal Tax Expense (Benefit) 262M USD -6.43%
Amortization of Intangible Assets 37M USD +42.3%
Depreciation, Depletion and Amortization 23M USD -32.4%
Deferred Tax Assets, Net of Valuation Allowance 735M USD -1.08%
Share-based Payment Arrangement, Expense 49M USD +40%
Deferred State and Local Income Tax Expense (Benefit) -2M USD +95.5%
Interest Expense 909M USD +41.6%