Oportun Financial Corp financial data

Symbol
OPRT on Nasdaq
Industry
Finance Services
Location
2 Circle Star Way, San Carlos, CA
State of incorporation
DE
Fiscal year end
December 31
Former names
Progreso Financiero Holdings, Inc. (to 9/10/2013)
Latest financial report
10-Q - Q2 2024 - Aug 9, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 745 % +23.7%
Return On Equity 16 %
Return On Assets -3.6 % +44.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 35.7M shares +4.93%
Common Stock, Shares, Outstanding 35.7M shares +4.98%
Entity Public Float 138M USD +32.7%
Common Stock, Value, Issued 7K USD 0%
Weighted Average Number of Shares Outstanding, Basic 39.8M shares +8.52%
Weighted Average Number of Shares Outstanding, Diluted 39.8M shares +8.52%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 1.03B USD -0.61%
Revenue from Contract with Customer, Excluding Assessed Tax 24.3M USD -12.5%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -174M USD +37.6%
Income Tax Expense (Benefit) -53.8M USD -12.1%
Net Income (Loss) Attributable to Parent -120M USD +47.9%
Earnings Per Share, Basic -2.93 USD/shares +57.7%
Earnings Per Share, Diluted -2.93 USD/shares +57.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 72.9M USD -0.68%
Deferred Income Tax Assets, Net 71.6M USD +262%
Property, Plant and Equipment, Net 4.92M USD -44.5%
Operating Lease, Right-of-Use Asset 9.95M USD -62.5%
Goodwill 0 USD -100%
Assets 3.25B USD -6.39%
Deferred Income Tax Liabilities, Net 0 USD -100%
Liabilities 2.9B USD -3.9%
Retained Earnings (Accumulated Deficit) -231M USD -109%
Stockholders' Equity Attributable to Parent 354M USD -22.7%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 548M USD -9.32%
Liabilities and Equity 3.25B USD -6.39%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 85.9M USD +11.8%
Net Cash Provided by (Used in) Financing Activities -132M USD -237%
Net Cash Provided by (Used in) Investing Activities 36.5M USD
Common Stock, Shares Authorized 1B shares 0%
Common Stock, Shares, Issued 36M shares +4.94%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -9.46M USD -399%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 237M USD +17%
Interest Paid, Excluding Capitalized Interest, Operating Activities 56.7M USD +51.3%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 92.4M USD +46%
Operating Lease, Liability 23.1M USD -30.2%
Depreciation 4.2M USD -12.5%
Lessee, Operating Lease, Liability, to be Paid 25M USD -28.7%
Property, Plant and Equipment, Gross 42.7M USD -12.5%
Lessee, Operating Lease, Liability, to be Paid, Year Two 5.08M USD -51%
Lessee, Operating Lease, Liability, to be Paid, Year One 11.2M USD -9.21%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure +23.4%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1.88M USD -4.42%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.87M USD -56.6%
Deferred Tax Assets, Operating Loss Carryforwards 68.7M USD +66.8%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 100M shares 0%
Unrecognized Tax Benefits 8.65M USD +30.9%
Lessee, Operating Lease, Liability, to be Paid, Year Four 567K USD -57.2%
Operating Lease, Payments 3.33M USD -10.7%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 8M USD +8.11%
Share-based Payment Arrangement, Expense 16.2M USD -30.5%