Bank Of The James Financial Group Inc financial data

Symbol
BOTJ on Nasdaq
Industry
State Commercial Banks
Location
P O Box 1200, Lynchburg, Virginia
State of incorporation
Virginia
Fiscal year end
December 31
Latest financial report
Q1 2024 - May 17, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.63K % -7.49%
Return On Equity 16 % -7.64%
Return On Assets 0.92 % -1.08%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4.54M shares 0%
Common Stock, Shares, Outstanding 4.54M shares -0.37%
Entity Public Float 35.3M USD -34.1%
Common Stock, Value, Issued 9.72M USD -0.36%
Weighted Average Number of Shares Outstanding, Basic 4.54M shares -1.63%
Weighted Average Number of Shares Outstanding, Diluted 4.54M shares -1.63%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 10.5M USD -3.47%
Income Tax Expense (Benefit) 1.62M USD -22.9%
Net Income (Loss) Attributable to Parent 8.91M USD +1.17%
Earnings Per Share, Basic 1.96 USD/shares +3.7%
Earnings Per Share, Diluted 1.96 USD/shares +3.7%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 18.3M USD +2.7%
Operating Lease, Right-of-Use Asset 1.13M USD -6.56%
Goodwill 2.05M USD 0%
Assets 985M USD +3.88%
Liabilities 924M USD +3.17%
Accumulated Other Comprehensive Income (Loss), Net of Tax -23M USD +5.15%
Retained Earnings (Accumulated Deficit) 38.4M USD +23.7%
Stockholders' Equity Attributable to Parent 60.4M USD +16.2%
Liabilities and Equity 985M USD +3.88%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -1.23M USD -126%
Net Cash Provided by (Used in) Financing Activities 14.3M USD -3.64%
Net Cash Provided by (Used in) Investing Activities 124K USD
Common Stock, Shares Authorized 10M shares 0%
Common Stock, Shares, Issued 4.54M shares -0.37%
Common Stock, Par or Stated Value Per Share 2.14 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 88.1M USD +36.3%
Interest Paid, Excluding Capitalized Interest, Operating Activities 3.54M USD +167%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 9.7M USD -7.05%
Operating Lease, Liability 1.19M USD -5.4%
Payments to Acquire Property, Plant, and Equipment 479K USD +153%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 10.2M USD -81.4%
Lessee, Operating Lease, Liability, to be Paid 1.46M USD -6.99%
Property, Plant and Equipment, Gross 33.6M USD +4.91%
Lessee, Operating Lease, Liability, to be Paid, Year Two 112K USD +0.9%
Lessee, Operating Lease, Liability, to be Paid, Year One 111K USD +0.91%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) -356K USD -3460%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 272K USD -13.4%
Lessee, Operating Lease, Liability, to be Paid, Year Three 116K USD +3.57%
Deferred Tax Assets, Operating Loss Carryforwards 339K USD
Preferred Stock, Shares Issued 0 shares
Deferred Federal Income Tax Expense (Benefit) -356K USD -3460%
Preferred Stock, Shares Authorized 1M shares 0%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 125K USD +7.76%
Operating Lease, Payments 110K USD -1.79%
Preferred Stock, Shares Outstanding 0 shares
Current Federal Tax Expense (Benefit) 1.93M USD -10.6%
Amortization of Intangible Assets 560K USD 0%
Depreciation, Depletion and Amortization 344K USD -29.9%
Interest Expense 11.7M USD +281%